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TAG SEARCH RESULT: Auto Loans

April 2018, F&I and Showroom - Feature

Auto Finance Data Reveals Affordability Concerns

Photo via Getty Images. 

By Melinda Zabritski

Fourth-quarter loan balances reached an all-time high for the third year in a row, but records broken for amounts financed and monthly payments raise affordability concerns.

Tags: Auto Loans, Credit, Credit Scores, Finance, Fourth Quarter, Quarterly Report

April 2016, F&I and Showroom - Feature

In the Driver's Seat

Photo courtesy of iStock. 

By Melinda Zabritski

The auto finance industry broke several records in the fourth quarter of 2015, with loan balances, new-vehicle finance amounts and monthly payments reaching new highs.

Tags: Auto Leases, Auto Loans, new-vehicle sales, Used-Car Sales

October 2015, F&I and Showroom - Feature

Staying on Budget

By Melinda Zabritski

Budget-savvy consumers were looking to leasing and longer loan terms during the second quarter, but this focus on savings could end up leading car buyers to the used-car lot.

Tags: auto finance, Auto Loans, budget, Used-Car Sales

September 2015, F&I and Showroom - Feature

House of Straw

By Eric Judson

The magazine’s from-the-trenches columnist provides a reminder that a straw purchase is a violation of federal law, no matter how willing the buyer and the ‘straw man’ are.

Tags: Auto Lending, Auto Loans, banks, compliance, defrauding, straw buyer

July 2015, F&I and Showroom - Feature

Nothing to Fear

By Melinda Zabritski

Delinquencies remained in check despite total outstanding auto loan balances rising to an all-time high, signaling a healthy automotive credit climate.

Tags: Auto Loan Terms, Auto Loans, delinquencies, Experian, Experian Automotive, First Quarter, Melinda Zabritski, subprime

April 2015, F&I and Showroom - Feature

Ready Steady

By Melinda Zabritski

Auto finance volumes were up in every risk tier in the fourth quarter 2014, suggesting that concerns over the uptick in subprime loans are exaggerated.

Tags: Auto Loans, delinquencies, Experian, Fourth Quarter, Melinda Zabritski, subprime

April 2014, F&I and Showroom - Feature

Clouds Part for Auto Finance

By Melinda Zabritski

The unusually cold weather that impacted much of the economy didn’t slow down the auto finance industry, which reached new highs in several critical metrics.

Tags: Auto Loans, Credit Scores, delinquencies, economy, Experian Automotive, Melinda Zabritski, Third Quarter

April 2012, F&I and Showroom - Feature

A Driving Force

By Melinda Zabritski

With strong sales driven by low interest rates and on-time payments, 2011 finished with a bang.

Tags: Auto Loans, Experian, interest rates, Vehicle Sales

January 2012, F&I and Showroom - Feature

All Lanes Open

By Melinda Zabritski

The auto finance industry is surging after a third quarter in which all lending segments increased their originations for the high-risk tiers.

Tags: Auto Loans, delinquencies, Experian, Finance, leasing, loan originations, Originations, special finance

August 2009, F&I and Showroom - WebXclusive

The BHPH Debate

By David Kelly

Get inside the head of this special finance dealer, and find out if the buy-here, pay-here model is right for you.

Tags: Auto Loans, bhph, buy-here, pay-here

July 2009, F&I and Showroom - Feature

Tricks of the Trade

By Gregory Arroyo

So I stirred up a little controversy on the forum recently. I posted a solicitation for strategies to entice lenders to buy a deal. My inquiry was spurred by a recent conversation with a veteran F&I director.

Tags: Auto Loans, Credit Bureaus, debt-to-ratio, desk managers, Editorial Page, F&I manager, Indirect Lending, lender strategies, Price Guides

April 2009, F&I and Showroom - Feature

Tracking the 2008 Credit Crisis

By Melinda Zabritski

By the end of 2008, more than $7 billion worth of automotive loans were 60 days delinquent. Experian market analyst tracks the single-most challenging year for auto finance and provides her take on the road ahead.

Tags: Auto Loans, average term, Credit Scores, delinquencies, Experian, Finance, Payment Plan

December 2008, F&I and Showroom - Feature

Keys to F&I Product Sales

By Matt Hash

Building customer rapport, tailoring a menu to the customer’s needs, and not using hard-sell tactics are definitely three keys to successful F&I product sales. But in today’s dismal setting, the sales department really needs to be part of the equation.

Tags: APR, Auto Loans, Credit Applications, Customer Service, GMAC INSURANCE, sales department

July 2003, F&I and Showroom - Feature

Leasing in the Wake of Zero Percent Finance

By Karen Dillon

What can be done for prospective buyers who can’t take advantage of the financing incentives?

Tags: APR, Auto Loans, down payment, Finance, leasing

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