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TAG SEARCH RESULT: Tom Hudson

May 2015, F&I and Showroom - Feature

Spin Control

By Tom Hudson

The magazine’s resident legal insider says the media departments at two of the industry’s top regulators got a little too creative with their recent work.

Tags: CFPB, Consumer Financial Protection Bureau, Dodd-Frank Act, Federal Trade Commission, FTC, Tom Hudson

April 2015, F&I and Showroom - Feature

Legal Columnist Questions CFPB Report on Arbitration Clauses

By Tom Hudson

The CFPB’s latest report on arbitration clauses has a lot of holes, leaving the magazine’s legal eagle wondering what the regulator’s game is.

Tags: Arbitration, arbitration agreements, CFPB, CFPB study, Consumer Financial Protection Bureau, Tom Hudson

January 2015, F&I and Showroom - Feature

7 Regulatory Predictions for 2015

By Tom Hudson

The magazine’s resident legal wiz dusts off his crystal ball and offers his regulatory forecast for the coming year.

Tags: ancillary products, arbitration agreements, Consumer Financial Protection Bureau, Federal Trade Commission, FTC, Regulations, Tom Hudson

November 2014, F&I and Showroom - Feature

What’s on the Menu?

By Brittany-Marie Swanson

The Mad Marv-moderated compliance panel at Industry Summit 2014 addressed supposed menu-governing regulations, the hybrid manager, tablet menus and the CFPB.

Tags: AFIP, compliance, Damon Wiener, David Robertson, F&I menus, Hudson Cook LLP, Industry Summit, James Ganther, Mad Marv, Matt Nowicki, mobile menu, Mosaic, Tom Hudson

September 2014, F&I and Showroom - Feature

Preparing for the Meeting

By David Robertson

The executive director of the Association of Finance and Insurance Professionals explains why he looks forward to a meeting with the Consumer Financial Protection Bureau’s new assistant director.

Tags: CFPB, Consumer Financial Protection Bureau, Hudson Cook LLP, Tom Hudson

October 2013, F&I and Showroom - Feature

Pass the Fee

By Tom Hudson

Can dealers pass bank fees onto car buyers? The magazine’s legal wiz says it depends, then lists eight conditions that would make it OK.

Tags: acquisition fees, automotive, bank fees, Legal, Tom Hudson

September 2013, F&I and Showroom - Feature

Failure to Pay

By Tom Hudson

Can a failure to pay off a customer’s trade-in lead to a Truth in Lending Act violation? The magazine’s legal wiz details a case involving a consumer who made such a claim.

Tags: Hudson Cook LLP, Legal, Tom Hudson, Truth in Lending Act

April 2013, F&I and Showroom - Feature

Relationships Gone Wrong

By Tom Hudson

The magazine’s legal eagle delves into the dust-up between Union Bank and Car Mart. It’s a must-read for dealers considering bank assistance for an operating expense.

Tags: banks, lawsuits, Legal, loans, Tom Hudson

February 2013, F&I and Showroom - Feature

Say Goodbye to Arbitration Agreements?

By Tom Hudson

The magazine’s legal eagle dusts off his crystal ball to make his annual regulatory predictions. This year, he makes four bold predictions that every dealer needs to read.

Tags: 2013, arbitration agreements, CFPB, FTC, Legal, Predictions, regulation, Tom Hudson

January 2013, F&I and Showroom - Feature

300 Percent Rule Examined

By Tom Hudson

The magazine’s resident legal expert isn’t often baffled when it comes to all things F&I, but the 300 percent rule was a new one for him.

Tags: 300 Percent Rule, F&I menu, F&I process, F&I products, Tom Hudson

December 2012, F&I and Showroom - Feature

Dumpster Diving

By Tom Hudson

The FTC recently slapped a finance company with a $100,000 fine for violating a requirement that’s been on the books for several years. The magazine’s resident legal wiz weighs in.

Tags: compliance, Disposal Rule, FTC, PLS Financial Services, The Payday Loan Store, Tom Hudson

November 2012, F&I and Showroom - Feature

What's on the Menu?

By Tom Hudson

Should the base payment be listed on the F&I menu? The magazine’s legal wiz weighs in on this hotly debated issue.

Tags: base payment, disclosure, F&I, F&I Menu Presentation, Menu, mobile menu, Tom Hudson

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Blog

So Here's the Deal

Ronald J. Reahard
Capture Missed VSC Sales

By Ronald J. Reahard
In response to a reader question, the magazine’s F&I wiz updates his plan for re-pitching service contracts to customers who declined the protection at the time of delivery.

The Dealer Moved My Goal Posts

By Ronald J. Reahard
Top trainer has hard-earned advice — and a word of warning — for F&I pros whose dealers seem to change their pay plans every time they have a good month.

Addressing F&I’s Internet Problem

By Ronald J. Reahard

(Video) Selling Eight Products Without Losing the Customer

By Ronald J. Reahard

Done Deal

Gregory Arroyo
Game Almost Over

By Gregory Arroyo
With the CFPB’s controversial guidance officially repealed, the editor delves into what the bureau was really after in its targeting of dealer participation.

The Repair Is Covered

By Gregory Arroyo
The editor opens up about his first service-contract claim, which resulted in a covered and repaired vehicle as well as a few lessons.

Change Is Happening

By Gregory Arroyo

Who Will Take Up the CFPB's Torch?

By Gregory Arroyo

Mad Marv

Marv Eleazer
I Love F&I. How About You?

By Marv Eleazer
His Madness challenges F&I professionals to decide right here and now whether F&I is your career or just a job.

Is That Legal?

By Marv Eleazer
Is manipulating a sales agreement to accommodate a customer’s request to cash out of a dealer-arranged retail sales contract allowed? His Madness gets answers from the industry’s top legal mind.

Overcome Your F&I Weaknesses

By Marv Eleazer

Proper Deal Structure Moves Mountains

By Marv Eleazer

On the Point

Jim Ziegler
Bound to Fail

By Jim Ziegler
Da Man returns with a message to vehicle manufacturers jumping into the subscription waters: It ain’t gonna happen.

Sharpen Your Survival Skills

By Jim Ziegler
‘Da Man’ has a plan you can use to survive the collapse of the car business and remain profitable through the dealer apocalypse.

Sales Rock Stars Still Exist

By Jim Ziegler

The New Stooges

By Jim Ziegler