IRVINE, Calif.--The average consumer credit score in the United States is 678, according to Experian Consumer Direct's National Score Index. The company ranked the average scores for 20 major metropolitan areas in the United States.

Following are the scores:

1. Minneapolis 707

2. Boston 705

3. Washington, D.C. 693

4. Seattle 691

5. Cleveland 690

6. Philadelphia 688

7. New York 688

8. San Francisco 686

9. Chicago 680

10. Sacramento 676

11. Denver 675

12. Tampa 675

13. Detroit 675

14. Miami 672

15. Orlando 671

16. Atlanta 670

17. Los Angeles 667

18. Phoenix 660

19. Houston 655

20. Dallas 653

The Experian National Score Index is based on a nationwide sampling of three million consumer profiles. More information about credit scores, including averages for other areas, is available at www.NationalScore.com.

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