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CitiFinancial Auto and Finance Express Announce Agreement that Adds Lender to Integrated Platform

February 11, 2008

Irving, TX – CitiFinancial Auto and Finance Express announced today the addition of the auto lender to the Finance Express integrated platform. Finance Express operates a dealer management system with an integrated auto finance platform specifically designed for independent used-car dealers.

“This agreement expands our program offerings to the independent dealer market,” said Rajive Chadha, President of CitiFinancial Auto. “What this means to dealers is we can offer an enhanced and diversified product line through a proven, reliable platform.”

CitiFinancial Auto services automobile accounts for new and used vehicles, providing innovative financing programs designed for long-term success. CitiFinancial Auto will be available as a lending source for qualifying independent dealers who utilize the Finance Express dealer management system.

“CitiFinancial Auto provides solid financing options for our dealers,” said David Huber, President of Finance Express. “CitiFinancial Auto is one of several major new lenders joining Finance Express, which means we are rapidly approaching our goal of providing dealers numerous alternatives in each credit tier.”

For more information about Citi visit www.citi.com. For more information about Finance Express, visit www.financeexpress.com.

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