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Superior Bank FSB to Expand Use of Capstone to Power Auto Loan Decisioning

September 19, 2000

Superior Bank FSB's Auto Division, a leader in the non-prime automobile lending market, is automating the decisioning for its car loans with Capstone(TM) Decision Manager from HNC Financial Solutions, a division of HNC Software Inc.

Superior Bank has chosen to expand its use of Capstone Decision Manager after successfully employing the system for the last two years to automate the mortgage lending decision processes in Superior's sub-prime wholesale mortgage division, Alliance Funding.

"Capstone Decision Manager will continue to be our platform of choice as we expand our loan business, increase our volumes, and explore new product delivery channels such as the Internet," said Craig Nazzaro, Superior Bank's senior vice president and chief credit officer.

Superior Bank FSB's Auto Division, a wholly-owned subsidiary of Coast-To-Coast Financial Corporation, specializes in non-prime financing for new and used cars. The company operates in 34 states, serving more than 2,000 independent and franchised automobile dealerships.

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