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WFS Financial to Webcast Conference Call on 4Q and Year-End Results

January 12, 2001

WFS Financial Inc. will release its fourth quarter and year-end earnings results on Tuesday, Jan. 23, 2001 after the Nasdaq stock exchange closes.

Joy Schaefer, chief executive officer, and Lee A. Whatcott, senior executive vice president and chief financial officer, will host a Webcast conference call for analysts and investors at 9 a.m. (PDT) on Wednesday, Jan. 24, 2001.

As part of this conference call, WFS management will discuss, at greater length, earnings results for the fourth quarter and for all of 2000 as well as management's outlook for 2001.

For a live Internet broadcast of this conference call, go to the company's Web site prior to the call to register, download and install any necessary audio software. For those who cannot listen to the live broadcast, a replay will be available shortly after the call.

WFS is one of the nation's largest independent automobile finance companies. WFS specializes in originating, securitizing and servicing new and used prime and non-prime credit quality automobile contracts through its nationwide relationships with automobile dealers.

Information about WFS can be found at http://www.wfsfinancial.com.

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