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Union Acceptance Reorganization Plan Update Conference Call to be Held November 14

November 13, 2002

Union Acceptance

Corporation (UAC) has announced it will host its weekly reorganization

plan update conference call on Thursday, November 14, 2002 at 3:30

p.m. The call may be accessed through a toll-free telephone number at

(877) 313-0551. A telephone replay will be available two hours after

the completion of the call through November 20, 2002 at midnight at

(800) 642-1687; conference ID 6534527.

Interested parties may submit queries for which they would like

more information to the following email address:

investorrelations@uaca.com. The company will provide as much

information as it can in response to questions received on its next

conference call.

On October 31, 2002, UAC announced it has filed a petition for

reorganization under Chapter 11 of the Bankruptcy Code to facilitate a

financial restructuring. As part of the ongoing communication

regarding this proceeding, the company said it intends to hold weekly

update calls through the month of November, then monthly calls through

the end of the first quarter of 2003. The call on November 14, 2002 is

the second of such calls.

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