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ON TIME Sekurus and Finance Express Announce National Relationship

January 29, 2007

Rancho Santa Margarita, Calif. — Finance Express, a provider of Web-based financial services and dealer management technology for independent auto dealerships and ON TIME, the starter interrupt system that ensures timely collection of customer car payments, has announced that the unique features of its system have been integrated with the Finance Express BHPH System. Finance Express will be offering the benefits of the ON TIME system to their dealers on a national basis.

Ashley Herndon of ON TIME expressed his belief that the Finance Express System and concept has begun to change how independent dealers arrange financing for their customers.

Finance Express President David Huber said, “We continue to try to add value to the comprehensive tools and risk mitigation features of the Finance Express program. For dealers, this is one more element that helps improve the performance of their dealership, and for the financial community, it represents another element of the unparalleled risk mitigation program that is part of the Finance Express concept. We believe that the addition of ON TIME will result in significant benefits to both.”

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