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GMAC to Reward Loyal Dealers

August 24, 2007

DETROIT — GMAC Financial Services is launching SmartRewards, a new, national program offering automotive dealers an opportunity to reduce vehicle inventory financing expenses by accumulating reward points for conducting everyday dealership business.

As the world's largest automotive finance company, GMAC can offer dealers a comprehensive suite of retail and wholesale financing programs. GMAC currently provides wholesale floor plan financing to some 6,500 dealers in the United States and Canada.

Under the SmartRewards program, these dealers will accumulate points for purchasing used vehicles via GMAC's SmartAuction remarketing Web application and selling SmartLease and SmartBuy contracts as well as new and used retail contracts to GMAC.

Eligible dealers who meet their points target would earn credit reductions toward their monthly floor plan interest expense. Dealers meeting their stretch points target will earn an even greater credit reduction.

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