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GSFS Risk Retention Group Awarded A- (Excellent) Rating

February 13, 2008

Houston, Texas — GSFS Risk Retention Group Inc. (GSFS RRG) has received a rating of A- (Excellent) from the A.M. Best Company, the company providing financial strength ratings for insurers.

Registered in 48 states and the District of Columbia, GSFS RRG provides contractual liability coverage for vehicle service contracts and auto warranties. Formed in 2002, GSFS RRG is part of GSFSGroup and a sister company to Servco Life Insurance Company, rated B+ (Good) by A.M. Best Company. GSFSGroup also formed Sentruity Casualty Company, a property casualty company, in 2007.

For over 25 years, GSFSGroup has been servicing the automotive financial services industry. Headquartered in Houston, Texas, GSFSGroup provides a comprehensive portfolio of automobile related financial products and services including: credit insurance and GAP coverage, vehicle service contracts, technology solutions via online business management and contract administration, and comprehensive training programs focused on variable, finance and fixed operations.

GSFSGroup is committed to long-term relationships, offering programs that are designed for profitability, compliance, customer retention and loyalty.

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