E-NEWSLETTER

By Gregory Arroyo

Key indexes point to a rebound, but the road to recovery is a long ways off. Still, there are opportunities to be had.

Tags: CNW Market Research, credit unions, DEALERTRACK, Editorial Page, F&I forum, Federal Reserve

By Gregory Arroyo

I bet most of you never thought you’d see the day — the day when we’d be promoting the availability of credit rather than that new hot car or truck. Well, that day has come.

Tags: Editor's Page, Federal Reserve, Resource Automotive

By Michael Benoit

Way back in 2003, Congress passed the Fair and Accurate Credit Transactions Act (FACTA). We’ve talked about it a lot in this column. For us lawyers, it’s the gift that keeps on giving, and it just gave again with the recent proposal for the last of the major rules it mandated.

Tags: Compliance, FACTA, Federal Reserve, Federal Trade Commission, Legal Corner, Michael Benoit

By Gregory Arroyo

Is it me or is just about everyone looking for that one kink in the armor of our business? Yes, blame the subprime-mortgage market all you want, but the reality is that it’s going to be guilt by association from here on out. What’s important now is that we don’t prove those “Chicken Littles” right.

Tags: AFIP, AmeriCredit, Editor's Page, Federal Reserve, NADA, NAF Association, subprime, Triad Financial