WIXOM, Mich. — E-Credit Express (ECE), a patent-pending automated lender management platform (LMP), launched at the F&I Industry Summit at the Las Vegas Hilton this week.
Free to dealers, ECE connects customers to banks and lenders instantly, and delivers 24/7 decisions under five minutes, according to the company.
“E-Credit Express is more than a loan origination platform — it is the lender itself, in electronic form,” said Paul Pawlusiak, ECE president.
ECE offers a proprietary prescreening process that analyzes debt-to-income ratios prior to pulling a credit report, and includes patent-pending system filters and scores. It also applies all credit-decision rules electronically from any credit application for virtually any credit-driven product, according to the company.
The LMP features electronic contracting and electronic signature functions, as well as multiple safeguards and controls. ECE’s processes are housed in one system that maintains SSAE-16 Security Certification with auto redundancy.
“E-Credit Express gives your customers a credit decision while simultaneously contracting the deal,” Pawlusiak said. “By removing time-consuming steps from the process, dealers will spend less time tracking down the status of the deals and more time selling cars.”
For more information, visit Booth 300 at the F&I Industry Summit or visit www.ecreditexpress.com.