ALEXANDRIA, Va. U.S. consumer bankruptcy filings totaled 100,980 during November, a 12 percent decrease from the 114,587 total consumer filings recorded in November 2010, according to the American Bankruptcy Institute (ABI).

The November consumer filings also represented a 5 percent decrease from the 106,255 filings recorded in October, according to ABI. Chapter 13 filings constituted 31 percent of all consumer cases in November, a slight decrease from October.

"The drop in consumer filings throughout the year reflects the continued deleveraging of the U.S. consumer after years of expanding consumer debt," said Samuel J. Gerdano, ABI executive director. "We anticipate that there will be less than 1.4 million overall consumer bankruptcy filings by year end."

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