Ford Credit Rolls Out Discount Car Insurance Program
Ford Motor Credit has launched Ford Insure, a new program underwritten by Nationwide and designed to offer car buyers auto insurance at rates discounted by as much as 40%.

Ford Credit has launched Ford Insure, a new mobile app-facilitated consumer auto insurance program.
DETROIT — Ford Motor Credit Co. has launched Ford Insure, a new consumer car insurance product underwritten by Nationwide Mutual Insurance and accessible through the FordPass mobile app.
The new offering has yet to be officially announced by the provider but is detailed on the Ford Credit website. The program is active in 32 states and the District of Columbia and available to buyers of any 2020-MY Ford, excluding the F-150 pickup.
Customers get a 10% premium discount “just for signing up” and can expect a final discount — based on mileage and safe driving behavior measured during the first four to six months of coverage — of up to 40%.
No mention is made of opting in at delivery, and it is unclear whether Ford Insure will rely solely on a director-to-consumer sales model.
Read: Report: Customers Want to Buy Insurance at the Dealership
More Auto Finance

First-Quarter Sees Long Auto Loan Growth
Experian data show more consumers are tapping the method, along with refinancings, to afford buying. Meanwhile, subprime borrowers are getting more access.
Read More →
Mastering Credit Friction
In this video, Josh Krach explains how to turn credit friction into an advantage.
Read More →
April Less Affordable
Based on prices, reduced incentives and slower household income growth, consumers found it more challenging to buy new last month, Cox Automotive reported.
Read More →
Auto Lenders, Consumers on a Tightrope
April borrowing data shows that more consumers are bending over backward to buy vehicles, though subprime lending cooled off for the month.
Read More →
Toyota Financial Services President Replaced
Scott Cooke has served in various roles with Toyota Financial Services for over 20 years, including president and CEO, which he retires from on June 30.
Read More →
Permission or Approval: When to Notify Finance Sources
Credit card down payments, multiple vehicle purchases and even straw purchases can be completed without committing bank fraud, as long as you tell the bank first.
Read More →
At-Risk Auto Borrowers Drive Looser Credit Access
Cox Automotive’s index shows the subprime segment, long loan terms, negative-equity borrowers and down payment amounts all grew in February despite ever-higher vehicle prices.
Read More →
Auto Loan Forecast Bucks Market Trend
Auto loan originations rose over 6% year-over-year in the third quarter of 2025, but TransUnion predicts a slight decline in auto loan growth this year, making it an outlier in the company's overall lending forecast.
Read More →
Auto Credit More Plentiful
Growing access shows greater lender appetite for risk as consumers take on heavier debt burden in an inflated market.
Read More →
Auto Loans Long as Stretch Limos
More consumers, faced with ever-rising car prices, are adapting by agreeing to longer loan terms despite the cost of added interest payments.
Read More →