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Jim Ganther in his headshot.

Jim Ganther

Jim Ganther is CEO of Mosaic Compliance Services. He is an attorney and a member of the National Association of Dealer Counsel.

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Articlesby Jim GantherJune 19, 2026

Line 1 Is Not a Junk Drawer

Rolling products into the cash price — even if the bank told you to — misrepresents the vehicle’s value and runs afoul of four federal laws.

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Articlesby Jim GantherMarch 31, 2021

Questions Better Left Unasked

We all know that terminating an employee may lead to a charge of discrimination. But it can happen at the other end of the employment lifecycle, too – the hiring process.

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Articlesby Jim GantherOctober 30, 2020

Reigning in Franken-agency

On June 29, the United States Supreme Court ruled that the structure of the Consumer Financial Protection Bureau was unconstitutional. A compliance expert shares why this matters, and why it matters to dealers in particular.

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Articlesby Jim GantherFebruary 28, 2020

Preloads, Profits, and Payment Packing

The F&I industry continues to be plagued by malfeasance at the retail level. Attorney and compliance expert gets P&A executives up to speed.

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