Spencer Re Selects New CEO
Tina Youngblood Mallie has joined the firm as CEO. She also serves as vice chair of Spencer Capital Holdings.

NEW YORK and SAN JUAN — Spencer Re, a Spencer Capital Holdings company, announced that Tina Youngblood Mallie has joined the firm as CEO. Mallie also serves as vice chair of Spencer Capital Holdings.
“Tina’s reputation and experience in the insurance industry is exceptional, and we are confident that her leadership will spur expansion and growth at Spencer Re,” said Ken Shubin Stein, chairman of Spencer Capital Holdings. “There are many opportunities in the market that Tina is well-positioned to capitalize on.”
Mallie joins Spencer Re most recently from claims management firm Cunningham Lindsey, where she served as the U.S. CEO. Mallie also worked at Zurich Insurance Group for more than 10 years, where she became the first woman to lead the largest business unit for Zurich in North America. As president of programs and direct markets for Zurich North America Commercial, Mallie was responsible for more than 800 people across the U.S. In her previous role as Head of Direct Markets, she was responsible for overseeing Zurich’s insurance offerings in the automotive F&I business. Mallie’s other roles at Zurich included head of construction services, chief administrative officer for ZNAC, and chief of staff to the global chief administrative officer.
Before joining Zurich, Mallie served as chief of staff, global partner affairs leader for PricewaterhouseCoopers LLP. She began her career as an associate professor of accounting with tenure for Miami University.
“Having served as Vice Chairman of the holdings company for several years I recognize the potential that Spencer has, and know that under Ken’s leadership we will continue to grow the company successfully in the Berkshire Hathaway style,” said Mallie. “As CEO of Spencer Re, I plan on not only helping to grow the reinsurance business but also fostering the culture of high integrity that drew me to the firm in the first place.”
More Auto Finance

First-Quarter Sees Long Auto Loan Growth
Experian data show more consumers are tapping the method, along with refinancings, to afford buying. Meanwhile, subprime borrowers are getting more access.
Read More →
Mastering Credit Friction
In this video, Josh Krach explains how to turn credit friction into an advantage.
Read More →
April Less Affordable
Based on prices, reduced incentives and slower household income growth, consumers found it more challenging to buy new last month, Cox Automotive reported.
Read More →
Auto Lenders, Consumers on a Tightrope
April borrowing data shows that more consumers are bending over backward to buy vehicles, though subprime lending cooled off for the month.
Read More →
Toyota Financial Services President Replaced
Scott Cooke has served in various roles with Toyota Financial Services for over 20 years, including president and CEO, which he retires from on June 30.
Read More →
Permission or Approval: When to Notify Finance Sources
Credit card down payments, multiple vehicle purchases and even straw purchases can be completed without committing bank fraud, as long as you tell the bank first.
Read More →
At-Risk Auto Borrowers Drive Looser Credit Access
Cox Automotive’s index shows the subprime segment, long loan terms, negative-equity borrowers and down payment amounts all grew in February despite ever-higher vehicle prices.
Read More →
Auto Loan Forecast Bucks Market Trend
Auto loan originations rose over 6% year-over-year in the third quarter of 2025, but TransUnion predicts a slight decline in auto loan growth this year, making it an outlier in the company's overall lending forecast.
Read More →
Auto Credit More Plentiful
Growing access shows greater lender appetite for risk as consumers take on heavier debt burden in an inflated market.
Read More →
Auto Loans Long as Stretch Limos
More consumers, faced with ever-rising car prices, are adapting by agreeing to longer loan terms despite the cost of added interest payments.
Read More →