FI showroom red and grey logo
MenuMENU
SearchSEARCH

US Equity Advantage Adds to Team

Rick Christopher joins US Equity Advantage as the regional account manager for the Southeast.

by Staff
July 30, 2013
2 min to read


ORLANDO, Fla. — US Equity Advantage (USEA), a provider of biweekly and custom loan payment services, announced today that veteran automotive retail expert Rick Christopher has joined the company as regional account manager for the Southeast. Christopher’s primary responsibility will be to develop and grow USEA’s business with new and existing automotive dealership accounts and automotive agencies in that region. He will report directly to William Lathrop, the company’s CMO.

Christopher brings more than 20 years of retail automotive experience, working 13 years as a finance manager, three years as a sales manager and six years as a dealer owner. Christopher also has a deep understanding of the agency side of the business, as he spent more than a decade providing performance and compliance training, income development plans and F&I products to dealerships. 

Ad Loading...

As an agent, Christopher partnered with major dealer groups in Northeast Ohio and Northwest Pennsylvania, where he helped to dramatically improve their per vehicle retail average (PVR) and product index by as much as 100 percent. He attributes this success, in part, to the AutoPayPlus service, which these dealerships embraced.

“Rick is an accomplished professional with a strong background and has significant experience in automotive retail and finance,” said Lathrop. “His commitment and passion for the business fuels his desire to help our partners reach their full potential. Our partners and dealerships in the Southeast will benefit greatly from his experience and I look forward to the resulting future expansion.”

Christopher added: “I am excited to join this dynamic company. Biweekly and custom loan payment services are growing fast in the automotive industry, and it is an area with huge opportunity for our company, partners and auto dealer clients. I also am thrilled to be in a position where I can put my skill set to the best use to help drive new revenues by training, challenging, and motivating dealership finance managers.”

More Auto Finance

A fan of $100 bills sitting on a white envelope
Auto Financeby Hannah MitchellAugust 12, 2026

July Was Hot for Auto Borrowers

Credit proved readily available for many, but most loans left buyers in negative territory, Cox Automotive said.

Read More →
stacks of coins, a calculator, paperwork, and a pair of glasses in the background, text Lender Experience Drives Dealer Decisions, F&I and Showroom
Auto Financeby Lauren LawrenceAugust 12, 2026

Dealer Lender Preferences Revealed

When lenders provide consistent, fast service, their overall satisfaction scores with dealers greatly improve, according to JD Power research.

Read More →
man sitting at desk using a calculator
Auto Financeby Lauren LawrenceAugust 10, 2026

Auto Refi Savings Surge

Consumers with 84-month auto loan terms who refinanced saved the most on monthly payments, according to a new report by auto refinancing provider Caribou.

Read More →
Ad Loading...
Tiny toy car in front of small stacks of coins
Auto Financeby Hannah MitchellAugust 5, 2026

Subaru Enters Lending Business

The automaker follows other brands in adding captive financing in the U.S., and says the move will strengthen its position here.

Read More →
Man climbing ladder in front of mountain landscape.
Auto Financeby Lauren LawrenceAugust 3, 2026

Positive Equity Reaches Record High

Mainstream vehicle owners who bought a car seven years ago are likely to have positive equity when trading in for a new vehicle, according to second-quarter Edmunds data.

Read More →
Photo of document next to calculator and inkpen
Auto FinanceJuly 20, 2026

Dealerships Are Paying the Price for Extended Car Loans

Growing negative-equity scenarios mean such lengthy terms should be addressed in a forward-looking way to make them work for the dealer and the consumer down the road.

Read More →
Ad Loading...
silver car in background with hand in front holding out a set of keys, Trade-In Trouble, F&I and Showroom
Auto Financeby Lauren LawrenceJuly 20, 2026

Trade-Ins in Negative Equity Reach New Heights

As such trade-ins rise in frequency, so do monthly loan payment amounts and interest rates, according to second-quarter data compiled by Edmunds.

Read More →
Two men in suit jackets shaking hands in front of a new-looking white vehicle
Auto Financeby Hannah MitchellJuly 15, 2026

Auto Credit Plentiful

June numbers show lenders are readily granting access, including to risky borrowers, as consumers leverage themselves to take on high prices.

Read More →
Woman's hands holding an wallet empty of cash
Auto Financeby Hannah MitchellJuly 1, 2026

Automotive Consumers Sink Further in Debt

Most financing metrics hit records in the second quarter as more buyers locked themselves into long terms and high monthly payments.

Read More →
Ad Loading...
Three men smiling for headshots
Auto Financeby Lauren LawrenceJuly 1, 2026

Porsche Financial Services Shifts Structure

After 36 years with Porsche, the Financial Services Chief Financial Officer Konrad Riedl is retiring, and the department is realigning its management structure.

Read More →