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Gregory Arroyo

Editorial Director

Articlesby Gregory ArroyoJune 1, 2008

A Not-So Brave World

I was on the F&I Forum the other day when I came across a topic post titled, “A Brave New Finance World.” And I have to tell you, after reading it I had to shake my head in disgust.

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Articlesby Gregory ArroyoMay 1, 2008

The Same, But Different

“It’s the same but different” is how one source described the difference between automotive F&I and powersports F&I. Another placed a choice adjective before the word “stepchild” when describing the segment. What I see is opportunity.

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Articlesby Gregory ArroyoMay 1, 2008

Fighting for the Fifth "C"

Have we as an industry forgotten about the fifth component of the lending Cs? You know, character. It’d be a shame if F&I managers lost the ability to call up a buyer or lender rep to fight for their customer. Isn’t that what made this industry fun?

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Articlesby Gregory ArroyoApril 1, 2008

Taking the Work Out of Paperwork

So much has been made about the time a customer spends at a dealership buying a vehicle. I understand the reasoning. Give customers too much time and you risk them having second thoughts.

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Articlesby Gregory ArroyoMarch 1, 2008

Confessions of a Subprime Lender

It’d be easy to dedicate this entire editorial to all the recession talk. It’d definitely be a good read, but would it help?

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Articlesby Gregory ArroyoFebruary 1, 2008

Laser-Targeted Lending?

Did you catch that news item about “subprime” being voted the Word of the Year? Apparently, the American Dialect Society thought the adjective dominated the attention of the press and the public throughout 2007.

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Articlesby Gregory ArroyoJanuary 1, 2008

The Year of the Used Car

I’m sure you’re tired of all the media coverage surrounding the subprime mortgage arena, and all the doom-and-gloom talk floating around. But it’s not going to stop. What’s important is that you read between the lines.

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Articlesby Gregory ArroyoDecember 1, 2007

Keeping the Matrix Tax Free

When people talk about the Internet these days, they say things like, “It’s leveling the playing field.” And just last month I talked about how a dealer used the Internet to verify a customer’s Social Security Number. What’s amazing to me is that not everyone was so hip to the Internet earlier this decade.

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Articlesby Gregory ArroyoDecember 1, 2007

Regulators and the Red Flag Rule

Red Flag Compliance will require a combination of dealer-created procedures, legal counsel and technology.

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Articlesby Gregory ArroyoNovember 1, 2007

31 Reasons to be Worried

A post made on Oct. 2 on the magazine’s F&I Forum made me think, “What a great story of a dealer doing it right.” But that was before I talked to Mark O’Neil, CEO of DealerTrack, about something he discussed during his keynote address at the magazine’s September F&I Conference and Expo.

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