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Credit card down payments, multiple vehicle purchases and even straw purchases can be completed without committing bank fraud, as long as you tell the bank first.
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So far in 2014, the credit approval rate is clocking in at 68.3%, close to the level Swapalease.com considers “healthy” at 70%.
Read More →A recent survey found that U.S. banks and credit unions are carrying a much heavier regulatory and risk management burden than they were a year ago. This is due in part to heightened concern over the mortgage guidelines recently finalized by the CFPB.
Read More →Banks and credit unions believe they will eventually need to boost allowances for loan and lease losses by nearly 50%, according to a recent survey by Sageworks, a financial information company.
Read More →Ally announced today that William Muir, the company’s current president and head of Dealer Financial Services business, will retire at the end of 2014. Replacing him will be Jeffrey Brown.
Read More →Steve Zemaitis has joined the company as executive vice president of strategy and planning. The auto finance company also announced the appointment of A.J. Wagner to its board of directors.
Read More →Harsh winter storms pushed down sales to 1.19 million units. The SAAR, however, matched the sales rate recorded in February 2013.
Read More →Between July 2011 and February 2014, the CFPB recorded approximately 14,100 complaints from servicemembers, veterans and their families, 600 of which were related to auto and other consumer loans.
Read More →The biweekly and early loan payoff service kicks off a new campaign that touts its 10-year history in the automotive industry.
Read More →Bad weather causes drop in used sales, but conditions appear to have favored franchised dealers, the market research company found.
Read More →Terms are stretching, but the firm believes record lease penetration should maintain a healthy supply of future vehicle buyers with shorter purchase cycles.
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