CINCINNATI — ACS Financial (ACS) and XpressCredit agreed to allow seamless export of

credit applications from ACS to its finance sources on RouteOne.

The agreement, which utilizes the RouteOne Messenger service

for non-franchise dealers in the U.S. market, leverages

XpressCredit’s patent-pending technology and allows ACS to provide filtered

credit applications to RouteOne’s finance sources. The XpressCredit platform’s

proprietary filtering technology allows only applications that fit a finance

source’s specific criterion to pass through to the institution’s underwriting

department, thereby enhancing efficiency, approvals and look to book ratios.

“RouteOne is excited to serve as a technology bridge, allowing third party

networks to connect with our participating finance sources,” said Mike Jurecki,

RouteOne CEO. “This technology provides great benefit to our finance sources,

as they can enjoy synergy with their existing connectivity to RouteOne to

receive auto, RV, powersport, and marine credit applications from outside of

our existing franchised dealer network. Our relationship with XpressCredit and

ACS provides our finance sources access to high-quality applications from a

number of consumer websites.”

Mark W. Louer, executive vice president of XpressCredit, said, “Leveraging the

technology capabilities of each partner creates economies of scale and

efficiencies for the lenders. Access to a wider spectrum of lenders through

Route One and ACS, solidifies our dealer relationships.”