Customer Credit Scores Enhance LeaseCompare.com, Eliminates Credit Discrimination
Automobile Consumer Services, Inc.
(ACS), a specialist in online direct-to-consumer auto leasing, has expanded
its LeaseCompare.com website to calculate lease payments using customer
credit scores. Consumers will know exactly what their auto lease payment will
be based on their personal credit history.
When consumers visit www.leasecompare.com, they access a loan/lease
comparison tool that allows them to evaluate financing options
available from multiple lenders based on geography, vehicle, terms, and now
credit score. Through a series of short questions the site helps the visitor
gather all of the basic information needed to apply for a vehicle lease
online.
Through a partnership with www.myfico.com, individuals can obtain their
personal credit score. With this information, a number of finance/lease
options are presented detailing such variables as monthly payments, mileage,
and vehicle residual values. Consumers can lock in the financing option that
best fits their needs and apply for credit online. Once approved, customers review lease documents prepared by ACS,
sign, and take delivery of their vehicle.
"An additional benefit of applying for credit online is that
LeaseCompare.com does not discriminate based on race or gender," notes ACS
president and founder, Tarry Shebesta. "Discrimination continues to be a
problem in the financial industry. The face-to-face loan process is often
loaded with potential biases and this application procedure removes that
possibility."
Current users can explore their financing needs at their convenience. The
ability to accurately determine lease payments without the hassle of checking
with numerous lenders is appealing to consumers.
About Automobile Consumer Services, Inc.
Based in Cincinnati, Automobile Consumer Services, Inc. (ACS) is a provider of consumer automotive services, including car buying and leasing,
fleet resources, vehicle remarketing, and used vehicle sales.
More F&I
Leading with Purpose
In this video, Trent White explains how understanding your people’s 'why' is a key leadership responsibility of F&I professionals and how that mindset drives dealership engagement, trust and performance.
Read More →
Integrating Nontraditional F&I Products
The niche presents a strategic advantage for auto dealerships as they move to adapt to fast-changing consumer expectations in today’s market.
Read More →
Trust Is Personal
Technology, no matter how efficient, can’t replace what the human F&I manager can do, which is to bridge the divide between cyberspace and the in-store experience.
Read More →
Amplify 2026 Billed as Turning Innovation Into Results
Reynolds and Reynolds says its annual retail summit will connect dealers with practical strategies, peer insight, and technology-driven ideas.
Read More →
Own Your Outcome: F&I in the Digital Customer Journey
Finance has historically been the last step in the car-buying process, but it doesn’t have to be. The customer’s journey starts long before they arrive at the dealership, and so should F&I’s involvement.
Read More →
Tariffs Could Raise Insurance Premiums
As U.S. import tariffs affect repair costs, consumers might find it more affordable to replace a damaged vehicle, according to recent Insurify tariff analysis.
Read More →
Smaller Loans, Longer Terms
The youngest generation of car buyers is more likely to finance less expensive vehicles, more than half of generation Z consumers borrowing less than $25,000.
Read More →
New Lifetime Battery F&I Product Meant to Drive Dealer Traffic
EFG Cos. offering is intended to create lifetime auto dealer engagement with customers.
Read More →
The Psychology Behind Menus That Increase Add-On Sales
There is a science to crafting a menu that gives customers confidence in the choices presented, and moving the process outside the F&I office can further boost results.
Read More →
Why Your F&I PVR Is Misleading You
Here’s a handy checklist of the numbers to track in 2026 instead.
Read More →