Fidelity Information Services Connects with RouteOne's Credit Application Management System
Fidelity Information Services, Inc. and RouteOne, LLC have reached an agreement that they say will simplify and expand access to automobile dealers for financial institutions using the Fidelity Information Services’ end-to-end loan and lease systems.
RouteOne, a collaborative effort by DaimlerChrysler Services, Ford Motor Credit Co., General Motors Acceptance Corp., and Toyota Financial Services, will enable auto dealers to submit a consumer’s credit application directly to multiple financial institutions.
Fidelity Information Services will develop an interface connecting RouteOne’s online credit application management system to its own Advanced Lending Solutions (ALS) Comprehensive Origination Manager system. The interface will make it easier for financial institutions using products from Fidelity to connect with the RouteOne system, according to Cliff Thompson, senior vice president of Fidelity Information Services - Automotive Finance Division.
“The RouteOne link will enhance our clients’ relationships with their dealers and facilitate their direct access to Fidelity’s Automotive Finance solutions,” Thompson said. “We at Fidelity are confident that the RouteOne delivery channel will provide significant value to our customers.”
The RouteOne Web-based system will automate the credit application process from application submission to daily information processing. When launched later this year, RouteOne will provide a front-end connection between automobile dealers and financial institutions.
Fidelity’s solutions will handle application processing, portfolio management, customer service, and vehicle disposition. Solutions from Fidelity Information Services include outsourced services to complement the RouteOne system offerings, according to the company.
The credit application will feed directly from RouteOne into Fidelity’s ALS Comprehensive Origination Manager application, which automates the entire decision process, including application and account checks, credit review rules, and credit bureau inquiries, as well as custom scoring, discounting, and funding. Within seconds of a dealer submitting a credit application through RouteOne, the credit processing system will respond with the lender’s credit decision. Dealers can also access real-time application status information from each participating financial institution using the RouteOne system and communicate with credit analysts at their site.
“Through our agreement with Fidelity, we are expanding the potential universe of financial institutions that will become online participants in the RouteOne system,” said Mike Jurecki, CEO of RouteOne. “Many top financial institutions use Fidelity Information Services’ software and systems. Now it will be easy for those institutions to connect with RouteOne.”
About RouteOne
Established in April 2002, RouteOne, LLC is a joint venture formed by DaimlerChrysler Services, Ford Motor Credit Co., General Motors Acceptance Corp., and Toyota Financial Services to improve the credit application process for automobile dealers, their customers, and participating financial institutions.
RouteOne is developing a Web-based credit application management system that will enable dealers and their finance sources, including captives, banks, and other financial institutions, to exchange credit application and decision information online.
More information is available at www.routeone.com.
About Fidelity Information Services
Fidelity Information Services (Fidelity), a division of Fidelity National Financial, has clients in more than 50 countries and territories.
It provides application software, information processing management, outsourcing services, and professional IT consulting to the financial services and mortgage industries, including core banking applications, retail and consumer lending and servicing solutions, commercial lending, and mortgage lending and servicing solutions.
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