FI showroom red and grey logo
MenuMENU
SearchSEARCH

GMAC Survey Incentive: Spiff or 'Bribe'?

by Staff
April 22, 2002
2 min to read


General Motors Acceptance Corp. (GMAC) had a better idea last spring – and guess who didn’t like it? Ford dealers.


The General Motors Corp. financing subsidiary offered GM dealers Bose Wave radios, DVD players and $200 Circuit City gift certificates for completing and mailing financing satisfaction forms to J.D. Power and Associates. With the obvious goal of scoring better in third-party-surveys, GMAC said it was hoping to convert higher dealer approval ratings into a marketing tool to gain more business with its dealer customers.

Ad Loading...


“Our intent was just to promote participation, not to influence survey results,” said James E. Farmer, GMAC’s communications director. The results of the survey will be used to improve GMAC’s services to dealers, he added.


But Jerry Reynolds, owner of Prestige Ford in Garland, Texas, and immediate past chairman of the Ford National Dealer Council, lashed out at GMAC’s ploy. “It’s despicable, and seriously taints all of GMAC’s survey results,” Reynolds declared. “It’s well known that the higher the survey return percentages, the higher the scores. But to offer an out-and-out bribe reaches an all-time low.”


Ford Credit and its subsidiaries offer no survey return incentives beyond a request that the J.D. Power poll be answered, according to Walter H. Jennings, Ford Credit’s global communications vice-president. Ford Credit regards the Power results seriously as a performance yardstick, Jennings said.


For its part, J.D. Power says it is investigating whether GMAC’s initiative has influenced results of the study, says David McKay, head of the organization’s automotive F&I department in Agoura Hills, Calif.


“Certainly, we know that sizeable incentives have been offered to respondents,” McKay notes. “We are looking at this very closely to determine what action should be taken,” he said, adding, “Maintaining the integrity of our study is crucial.”

Ad Loading...


F&I watchers note the incentive is not unlike the $1 bills or coins enclosed with vehicle performance questionnaires sent out to new owners by automakers as a spur to completion.


“It’s just that GMAC is a bit more generous with their dealers,” said an Indiana dealer familiar with both GM and Ford brands. “But who would skew his survey for a measly $200?”


Topics:F&I

More F&I

Photo of a keyring with mltiple keys, including a car key fob, on a white surface
F&IJuly 15, 2026

Integrating Nontraditional F&I Products

The niche presents a strategic advantage for auto dealerships as they move to adapt to fast-changing consumer expectations in today’s market.

Read More →
Photo of businessman's hands holding eyeglasses at a desk
F&Iby Rick McCormickJuly 7, 2026

Trust Is Personal

Technology, no matter how efficient, can’t replace what the human F&I manager can do, which is to bridge the divide between cyberspace and the in-store experience.

Read More →
Photo of executive in a sports coat and glasses
Industryby StaffJuly 2, 2026

Amplify 2026 Billed as Turning Innovation Into Results

Reynolds and Reynolds says its annual retail summit will connect dealers with practical strategies, peer insight, and technology-driven ideas.

Read More →
Ad Loading...
Woman standing on stage smiling.
F&Iby Lauren LawrenceJuly 1, 2026

Own Your Outcome: F&I in the Digital Customer Journey

Finance has historically been the last step in the car-buying process, but it doesn’t have to be. The customer’s journey starts long before they arrive at the dealership, and so should F&I’s involvement.

Read More →
$100 bill and magnifying glass on top of paper that says insurance policy terms and conditions.
F&Iby Lauren LawrenceJune 29, 2026

Tariffs Could Raise Insurance Premiums

As U.S. import tariffs affect repair costs, consumers might find it more affordable to replace a damaged vehicle, according to recent Insurify tariff analysis.

Read More →
Red toy car sitting on top of coins.
Auto Financeby Lauren LawrenceJune 24, 2026

Smaller Loans, Longer Terms

The youngest generation of car buyers is more likely to finance less expensive vehicles, more than half of generation Z consumers borrowing less than $25,000.

Read More →
Ad Loading...
Under the hood of a Toyota Prius EV Hybrid car.
F&Iby StaffJune 15, 2026

New Lifetime Battery F&I Product Meant to Drive Dealer Traffic

EFG Cos. offering is intended to create lifetime auto dealer engagement with customers.

Read More →
Several illustrations of question marks on a surface
F&IJune 10, 2026

The Psychology Behind Menus That Increase Add-On Sales

There is a science to crafting a menu that gives customers confidence in the choices presented, and moving the process outside the F&I office can further boost results.

Read More →
Man holding magnifying glass over sales volume paper.
F&IMay 29, 2026

Why Your F&I PVR Is Misleading You

Here’s a handy checklist of the numbers to track in 2026 instead.

Read More →
Ad Loading...
Photo of woman typing on a laptop as she sits on a couch
F&Iby Hannah MitchellMay 29, 2026

Auto Consumer Anxiety Presents Opportunity

A survey of U.S. drivers found the majority are concerned about finances and the economy, but those fears make many ready to buy vehicle-protection products.

Read More →