Household International announced July 30 an expansion of its senior leadership team.

David A. Schoenholz has been named to the new position of president and chief operating officer, reporting directly to William F. Aldinger, Household's chairman and chief executive officer. In the new position, Schoenholz will continue to manage the company's mortgage services, United Kingdom and direct lending businesses and adds responsibility for the company's U.S. consumer lending business. He will also continue to oversee the company's finance, treasury and credit risk management activities. Schoenholz previously served as vice chairman and chief financial officer.

Reporting to Dave Schoenholz, Steven L. McDonald has been named senior vice president and chief accounting officer. Prior, McDonald served as Household's managing director-corporate controller. Also reporting to Schoenholz is Edgar Ancona, who has been named senior vice president and treasurer. Ancona had formerly served as managing director -- treasurer.

Household vice chairman Gary D. Gilmer has elected to retire as of December 2002, after 30 years of distinguished service to the company. He will continue in his role as vice chairman through December to provide strategic counsel to Mr. Aldinger.

Thomas M. Detelich has been named group executive for consumer lending, reporting directly to Schoenholz. Detelich joined Household in 1997 when the company acquired Transamerica Financial Services, and served most recently as the senior operations executive for the HFC/Beneficial 1400-branch sales network in the U.S. His career in consumer finance extends over 25 years, and since joining Household, Detelich has held a number of management positions in the consumer lending unit, leading to this most recent promotion.

Rocco J. Fabiano, group executive, will also leave the company at year- end, in order to devote more time to his family and personal interests. He will continue to advise Household through the end of 2002, focusing his efforts on the Auto Finance business. Fabiano, a co-founder of ACC Consumer Finance, joined Household in 1997 when Household acquired that company.

Siddharth N. "Bobby" Mehta, group executive, credit card services and Canada will now add management of the auto finance business to his current responsibilities, reporting to Aldinger. Mehta will work closely with Fabiano to ensure a seamless transition for the auto finance business. Mehta has been with Household since 1998, when he joined the company from Boston Consulting Group to help restructure the credit card business.

Sandra Derickson has been named group executive and will add management of the refund lending and insurance services business units to her current responsibilities for retail services. She now will report directly to Aldinger. Previously, Derickson was managing director, CEO, for the retail services business, which is the nation's second-largest private label credit card provider.

In a move to significantly strengthen the company's compliance programs, James B. Kauffman has been named to the new position of vice president-policy and compliance, with responsibility for compliance across the Household organization, reporting directly to Aldinger. Previously, his role focused on operational compliance at Household's HFC and Beneficial consumer lending subsidiaries and reported to Gary Gilmer. Before joining Household earlier this year, Kauffman served as Secretary of Banking of the Commonwealth of Pennsylvania, a gubernatorial cabinet appointment.

Ken Harvey has been named to the new position of group executive and chief information officer, reporting to Aldinger. Previously, Harvey was executive vice president and chief information officer, leading Household in advanced technologies, cost-effective technology implementation and software engineering. He is also responsible for payment processing operations, purchasing and the accounts payable functions at the company.

About Household

Household's businesses are providers of consumer loan, credit card, auto finance and credit insurance products in the United States, United Kingdom and Canada. In the United States, Household's largest business, founded in 1878, operates under HFC and Beneficial. Household is also one of the nation's largest issuers of private-label and general-purpose credit cards, including the Best Buy Card and the GM Card and the AFL-CIO's Union Plus card. For more information, visit the company's Web site at www.household.com.