Inaugural East Coast BHPH Conference Draws 800
Buy-here, pay-here dealers from the eastern half of the country and beyond converged at the Georgia International Convention center last week for the first annual East Coast BHPH Conference.

Master of ceremonies Ingram Walters, left, and Ken Shilson, show chair and NABD chief, welcome dealers to the first annual East Coast BHPH Conference in Atlanta.
ATLANTA — Buy-here, pay-here dealers from the eastern half of the country and beyond converged at the Georgia International Convention center last week for the first annual East Coast BHPH Conference.
Kenneth Shilson, founder and president of the National Alliance of Buy Here, Pay Here Dealers (NABD), said the show’s dual educational track — one each for beginners and experienced operators — was designed to tackle the three main challenges to dealer-controlled financing: compliance, inventory and capital.
“I believe that attendees left with the knowledge to face these challenges successfully in the months ahead,” said Shilson.
Highlights included a presentation by F&I and Showroom contributor Melinda Zabritski, director of automotive credit for Experian Automotive. Her presentation shed new light on BHPH’s role in the U.S. auto credit landscape, and her data was backed by a moving address by Used Car News editor Tim Craig.
Several leading attorneys and industry advocates, including Hudson Cook LLP’s Tom Hudson and “The Car Counselor,” Keith Wann, were on hand to answer questions in a series of interactive sessions and on the show floor. Workshop topics included accounting and tax strategies, capital, portfolio analysis, credit scoring and more. A technology panel convened to discuss newly available desking, credit scoring and payment acceptance solutions.
The event also served as the forum for a number of announcements, including a new certification program launched by the NABD and the National Independent Automobile Dealers Association, as well as the release of the results of a national payment assurance-technology user survey.
The 14th annual BHPH conference will be held May 17–19, 2012, in Las Vegas, immediately following NABD’s two-day Dealer Academy on May 15–16. More information, including recordings and presentations from the East Coast event and registration for the May events, is available at www.bhphinfo.com.
More Auto Finance

First-Quarter Sees Long Auto Loan Growth
Experian data show more consumers are tapping the method, along with refinancings, to afford buying. Meanwhile, subprime borrowers are getting more access.
Read More →
Mastering Credit Friction
In this video, Josh Krach explains how to turn credit friction into an advantage.
Read More →
April Less Affordable
Based on prices, reduced incentives and slower household income growth, consumers found it more challenging to buy new last month, Cox Automotive reported.
Read More →
Auto Lenders, Consumers on a Tightrope
April borrowing data shows that more consumers are bending over backward to buy vehicles, though subprime lending cooled off for the month.
Read More →
Toyota Financial Services President Replaced
Scott Cooke has served in various roles with Toyota Financial Services for over 20 years, including president and CEO, which he retires from on June 30.
Read More →
Permission or Approval: When to Notify Finance Sources
Credit card down payments, multiple vehicle purchases and even straw purchases can be completed without committing bank fraud, as long as you tell the bank first.
Read More →
At-Risk Auto Borrowers Drive Looser Credit Access
Cox Automotive’s index shows the subprime segment, long loan terms, negative-equity borrowers and down payment amounts all grew in February despite ever-higher vehicle prices.
Read More →
Auto Loan Forecast Bucks Market Trend
Auto loan originations rose over 6% year-over-year in the third quarter of 2025, but TransUnion predicts a slight decline in auto loan growth this year, making it an outlier in the company's overall lending forecast.
Read More →
Auto Credit More Plentiful
Growing access shows greater lender appetite for risk as consumers take on heavier debt burden in an inflated market.
Read More →
Auto Loans Long as Stretch Limos
More consumers, faced with ever-rising car prices, are adapting by agreeing to longer loan terms despite the cost of added interest payments.
Read More →