RoadLoans to Finance Cars.com Customers
RoadLoans.com was tabbed as the exclusive lender for visitors of Cars.com, newcars.com and pickuptrucks.com
DALLAS — Online automotive research site Cars.com has selected RoadLoans.com as its exclusive lender for its online customers, allowing visitors to Cars.com, newcars.com and pickuptrucks.com to get preapproved for auto financing.
RoadLoans.com, founded in 1997 and owned by Santander Consumer USA Inc., is an online auto lender specializing in new and used auto financing for customers with all types of credit. RoadLoans.com also offers customers the opportunity to refinance an existing auto loan.
Consumers shopping at Cars.com will have the option to select financing as part of their search for a particular vehicle. Once at the Car Financing Center, shoppers can complete a secure online loan application and receive a loan decision in less than a minute, according to Cars.com.
Consumers may customize their auto loan, selecting their preferences for annual percentage rate (APR), loan term and down payment amount. Consumers also will benefit from educational tools such as payment calculators, car videos, online chat with an auto loan specialist, and contact information for the dealer selling the vehicle.
"Cars.com and RoadLoans.com are leaders in the online car shopping market, and are uniquely positioned to connect approved consumers with participating dealers," said Lana Johnson, vice president of originations for Santander Consumer USA.
"Cars.com is thrilled to work with RoadLoans.com to offer real-time finance decisions to our customers by a trusted, global banking leader like Santander," says Mark Seaton, director of new business for Cars.com. “RoadLoans.com has the ability to offer competitive financing to all credit types from prime, to non-prime to sub-prime, which was very important to us."
More Auto Finance

Mastering Credit Friction
In this video, Josh Krach explains how to turn credit friction into an advantage.
Read More →
April Less Affordable
Based on prices, reduced incentives and slower household income growth, consumers found it more challenging to buy new last month, Cox Automotive reported.
Read More →
Auto Lenders, Consumers on a Tightrope
April borrowing data shows that more consumers are bending over backward to buy vehicles, though subprime lending cooled off for the month.
Read More →
Toyota Financial Services President Replaced
Scott Cooke has served in various roles with Toyota Financial Services for over 20 years, including president and CEO, which he retires from on June 30.
Read More →
Permission or Approval: When to Notify Finance Sources
Credit card down payments, multiple vehicle purchases and even straw purchases can be completed without committing bank fraud, as long as you tell the bank first.
Read More →
At-Risk Auto Borrowers Drive Looser Credit Access
Cox Automotive’s index shows the subprime segment, long loan terms, negative-equity borrowers and down payment amounts all grew in February despite ever-higher vehicle prices.
Read More →
Auto Loan Forecast Bucks Market Trend
Auto loan originations rose over 6% year-over-year in the third quarter of 2025, but TransUnion predicts a slight decline in auto loan growth this year, making it an outlier in the company's overall lending forecast.
Read More →
Auto Credit More Plentiful
Growing access shows greater lender appetite for risk as consumers take on heavier debt burden in an inflated market.
Read More →
Auto Loans Long as Stretch Limos
More consumers, faced with ever-rising car prices, are adapting by agreeing to longer loan terms despite the cost of added interest payments.
Read More →
AutoPayPlus Launches RePayPlus
The reinsured biweekly payment program offers auto dealers with customer retention and reinsurance structure.
Read More →