Turning Cash Buyers Into Good F&I Customers
John Vecchioni, national trainer for United Car Care, debunks the myth that cash buyers don’t make for good F&I customers. He also identifies the one product that can rescue your averages.
John Vecchioni, national trainer for United Car Care, debunks the myth that cash buyers don’t make for good F&I customers. He also identifies the one product that can rescue your averages.
Turning Cash Buyers Into Good F&I Customers
John Vecchioni, national trainer for United Car Care, debunks the myth that cash buyers don’t make for good F&I customers. He also identifies the one product that can rescue your averages.

Auto loan originations rose over 6% year-over-year in the third quarter of 2025, but TransUnion predicts a slight decline in auto loan growth this year, making it an outlier in the company's overall lending forecast.
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Growing access shows greater lender appetite for risk as consumers take on heavier debt burden in an inflated market.
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More consumers, faced with ever-rising car prices, are adapting by agreeing to longer loan terms despite the cost of added interest payments.
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The reinsured biweekly payment program offers auto dealers with customer retention and reinsurance structure.
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December brought some of the best borrowing availability for consumers in years, though lenders tightened their reins on riskier segments of the market.
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Solving mismatched payment quotes can boost sales, profits
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Data reflect growing finance activity on the extreme ends of credit risk scale
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The amounts owed on under-water trade-ins reach new highs.
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Though many auto consumers are finding it challenging to trade, dealers can leverage conditions to help them get over the hump.
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