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Tom Hudson

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Articlesby Tom HudsonMarch 31, 2020

Auto Finance Prognostications From Carnac the Magnificent

What does the future hold for our industry?

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Articlesby Tom HudsonMarch 2, 2020

Time to Buy Your F&I Professional a Dog?

With the advancement of dealership technology, will the need for F&I professionals dwindle?

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Articlesby Tom HudsonNovember 19, 2019

Old Whine in a New Bottle

Consumer protection is an honorable pursuit. But when advocates rely on recycled complaints and debunked theories, they undermine their own efforts at reform. Hudson breaks down the flawed arguments and wild misconceptions that continue to dog dealers and auto finance sources.

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Articlesby Tom HudsonJuly 29, 2019

Let’s Change One Little Fact …

Hudson explains how requiring out-of-state buyers to transport their own vehicle creates a ‘good fact’ that can help ensure your own state’s laws will govern the transaction.

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Articlesby Tom HudsonMay 31, 2019

The Topic That Won’t Go Away: Loan Fees

A North Dakota car buyer prevailed in a recent case involving loan (or ‘acquisition’) fees that reached the state supreme court, where the dealer was found to have failed to properly disclose the charge.

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Articlesby Tom HudsonMarch 28, 2019

Disclaiming Warranties? Do It Right!

A Pennsylvania case proves the dealer’s choice of words can make or break a consumer’s claim resulting from the mechanical failure of a vehicle sold ‘as is.’

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Articlesby Tom HudsonJanuary 29, 2019

Dealers Are From Mars, Finance Companies Are From Venus

Dealers might not think of themselves as lenders, but the banks and finance companies that buy your paper have very little doubt about it.

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Articlesby Tom HudsonJanuary 14, 2019

Just How Good Are Those Predictions Anyway?

Hudson scores four sets of predictions made by carlaw practitioners at the end of 2017 — including his own.

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Articlesby Tom HudsonNovember 14, 2018

Remember: Leasing Is Also Regulated

A Florida case proves that regulations pertaining to lease deals require just as much compliance acumen as cash or finance.

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Articlesby Tom HudsonAugust 6, 2018

Don't Say We Didn't Warn You

Hudson details a Connecticut lawsuit that confirmed as-is vehicle sales are subject to the UCC’s implied warranties rule.

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