FI showroom red and grey logo
MenuMENU
SearchSEARCH

ACS Financial Integrates With XpressCredit and RouteOne

ACS Financial (ACS) and XpressCredit agreed to allow seamless export of credit applications from ACS to its finance sources on RouteOne.

by Staff
April 21, 2009
1 min to read


CINCINNATI — ACS Financial (ACS) and XpressCredit agreed to allow seamless export of credit applications from ACS to its finance sources on RouteOne.

The agreement, which utilizes the RouteOne Messenger service for non-franchise dealers in the U.S. market, leverages XpressCredit’s patent-pending technology and allows ACS to provide filtered credit applications to RouteOne’s finance sources. The XpressCredit platform’s proprietary filtering technology allows only applications that fit a finance source’s specific criterion to pass through to the institution’s underwriting department, thereby enhancing efficiency, approvals and look to book ratios.

Ad Loading...

“RouteOne is excited to serve as a technology bridge, allowing third party networks to connect with our participating finance sources,” said Mike Jurecki, RouteOne CEO. “This technology provides great benefit to our finance sources, as they can enjoy synergy with their existing connectivity to RouteOne to receive auto, RV, powersport, and marine credit applications from outside of our existing franchised dealer network. Our relationship with XpressCredit and ACS provides our finance sources access to high-quality applications from a number of consumer websites.”

Mark W. Louer, executive vice president of XpressCredit, said, “Leveraging the technology capabilities of each partner creates economies of scale and efficiencies for the lenders. Access to a wider spectrum of lenders through Route One and ACS, solidifies our dealer relationships.”

 

 

 

 

More Auto Finance

$5 bill poking out of blue jeans pocket
Auto Finance•by Hannah Mitchell•October 14, 2026

Interest Rates Further Squeeze Auto Consumers

Last month’s hike and a potential second increase this month add to a growing list of inflation woes that could continue to dent overall car sales.

Read More →
Staircase with no rails next to red-painted wall
Auto Finance•by John Tabar•October 8, 2026

Mind Your Process

Consistent steps taken in various aspects of the F&I office can make valuable differences over time, similar to an outline for a best-selling book.

Read More →
Scrabble letter tiles spelling fraud
Auto Finance•by Gil Van Over•September 30, 2026

Top Five Credit Application Fraud Flags

Compliance audits regularly reveal bad habits that can lead to fraud charges and should have been stamped out decades ago.

Read More →
Ad Loading...
Paper money, car key fob and calculator
Auto Finance•by Hannah Mitchell•September 14, 2026

More Auto Loans for the Taking in August

Riskier categories were on the uptick for the month as lenders loosened access in several areas while balancing out the exposure in another, Cox Automotive reported.

Read More →
A fan of $100 bills sitting on a white envelope
Auto Finance•by Hannah Mitchell•August 12, 2026

July Was Hot for Auto Borrowers

Credit proved readily available for many, but most loans left buyers in negative territory, Cox Automotive said.

Read More →
stacks of coins, a calculator, paperwork, and a pair of glasses in the background, text Lender Experience Drives Dealer Decisions, F&I and Showroom
Auto Finance•by Lauren Lawrence•August 12, 2026

Dealer Lender Preferences Revealed

When lenders provide consistent, fast service, their overall satisfaction scores with dealers greatly improve, according to JD Power research.

Read More →
Ad Loading...
man sitting at desk using a calculator
Auto Finance•by Lauren Lawrence•August 10, 2026

Auto Refi Savings Surge

Consumers with 84-month auto loan terms who refinanced saved the most on monthly payments, according to a new report by auto refinancing provider Caribou.

Read More →
Tiny toy car in front of small stacks of coins
Auto Finance•by Hannah Mitchell•August 5, 2026

Subaru Enters Lending Business

The automaker follows other brands in adding captive financing in the U.S., and says the move will strengthen its position here.

Read More →
Man climbing ladder in front of mountain landscape.
Auto Finance•by Lauren Lawrence•August 3, 2026

Positive Equity Reaches Record High

Mainstream vehicle owners who bought a car seven years ago are likely to have positive equity when trading in for a new vehicle, according to second-quarter Edmunds data.

Read More →
Ad Loading...
Photo of document next to calculator and inkpen
Auto Finance•July 20, 2026

Dealerships Are Paying the Price for Extended Car Loans

Growing negative-equity scenarios mean such lengthy terms should be addressed in a forward-looking way to make them work for the dealer and the consumer down the road.

Read More →