Black Book: Car and Truck Depreciation Slowing
Volume weighted, overall car segment values decreased by 0.46% the week of Nov. 4, which was lower than the 0.7% depreciation rate recorded during the four weeks prior. For the truck segment, values decreased by 0.34%, slightly lower than the 0.58% rate recorded during the previous four weeks.
LAWRENCEVILLE, Ga. — The depreciation rate for both cars and trucks slowed down during the week of Nov. 4, according to Black Book.
Volume weighted, overall car segment values decreased by 0.46% in that week, which was lower than the 0.70% rate recorded in the previous four weeks. For the truck segment, values decreased by 0.34%, slightly lower than the 0.58% rate recorded in the past four weeks.
“Depreciation rate slows from steeper declines seen at the start of the quarter. Smaller cars continue to show larger depreciation as opposed to larger crossover/SUVs,” said Anil Goyal, senior vice president of automotive valuation and analytics.
In the car segment, prestige luxury cars and sub-compact cars realized the steepest decline in wholesale values. The average wholesale value for prestige luxury cars declined by 0.87% compared to the week before, while values for sub-compact cars dipped by 0.68% compared to the week prior.
Most vehicles in the truck segment saw depreciation rates that ranged from 0.21% to 0.77%. However, compact vans saw a much bigger decline. Compared to the week prior, the average wholesale value for compact vans fell by 2.18%, marking the biggest decline out of all vehicle segments.
More F&I
Amplify 2026 Billed as Turning Innovation Into Results
Reynolds and Reynolds says its annual retail summit will connect dealers with practical strategies, peer insight, and technology-driven ideas.
Read More →
Own Your Outcome: F&I in the Digital Customer Journey
Finance has historically been the last step in the car-buying process, but it doesn’t have to be. The customer’s journey starts long before they arrive at the dealership, and so should F&I’s involvement.
Read More →
Tariffs Could Raise Insurance Premiums
As U.S. import tariffs affect repair costs, consumers might find it more affordable to replace a damaged vehicle, according to recent Insurify tariff analysis.
Read More →
Smaller Loans, Longer Terms
The youngest generation of car buyers is more likely to finance less expensive vehicles, more than half of generation Z consumers borrowing less than $25,000.
Read More →
New Lifetime Battery F&I Product Meant to Drive Dealer Traffic
EFG Cos. offering is intended to create lifetime auto dealer engagement with customers.
Read More →
The Psychology Behind Menus That Increase Add-On Sales
There is a science to crafting a menu that gives customers confidence in the choices presented, and moving the process outside the F&I office can further boost results.
Read More →
Why Your F&I PVR Is Misleading You
Here’s a handy checklist of the numbers to track in 2026 instead.
Read More →
Auto Consumer Anxiety Presents Opportunity
A survey of U.S. drivers found the majority are concerned about finances and the economy, but those fears make many ready to buy vehicle-protection products.
Read More →
Humble and Hungry: 12 Rules for an F&I Life
Dustin Gingerich, with a decade in the F&I business under his belt, shares his thoughts on leadership, building trust with customers, and the importance of learning and innovation.
Read More →
Focus on the Opening
F&I managers must learn as much as possible about their customers, starting before they walk into their offices. The bulk of today’s consumers expect that, and good results will follow.
Read More →