CFPB Fills Key Posts
Jeffrey Langer will be stepping into Richard Hackett’s former role as assistant director of installment and liquidity lending markets for the bureau.
WASHINGTON, D.C. — On Wednesday, the Consumer Financial Protection Bureau announced three new appointments to senior positions. Among those is Jeffrey Langer, who will be stepping into the position previously held by Richard Hackett.
In June, CFPB officials announced that Hackett was set to depart the bureau. This came as a blow to the auto finance industry, for which Hackett was considered a key liaison.
Langer, the bureau’s new assistant director of installment and liquidity lending markets in its Research, Markets, and Regulations Division, most recently served as senior counsel at Macy’s Inc. in Mason, Ohio. He has also served as a partner in several law firms, including Jones Day and Dreher Langer & Tomkies.
Additionally, Langer is a founding fellow and treasurer of the American College of Consumer Financial Services Lawyers and a former chair of the Consumer Financial Services Committee of the American Bar Association Business Law Section.
Along with Langer’s appointment, the bureau also selected Daniel Dodd-Ramirez as the assistant director of financial empowerment in the Consumer Education and Engagement Division, and Christopher D. Carroll as the assistant director and chief economist for the Office of Research in the Research, Markets, and Regulations Division. Dodd-Ramirez previously served as the executive director of Step Up Savannah Inc. in Savannah, Ga. Carroll is a professor of economics at Johns Hopkins University, from which he has taken a leave of absence while serving at the Bureau.
“I’m pleased that these incredibly talented individuals have joined the bureau,” CFPB Director Richard Cordray stated in a release. “All three offices play an essential role in making sure that consumers are being treated fairly. These experts will lead the teams that help us monitor the marketplace and provide tangible benefit to consumers.”
Since stepping down this summer, Hackett has accepted a position as partner at Hudson Cook LLP, a nationwide provider of legal compliance services for the financial services industry. He began working out of the firm’s Portland, Maine, office on March 1.
More Compliance

Dueling Banjos in the Car Biz
Reports and accounts at variance show auto dealers’ trust profiles have risen in many consumers’ minds but that there remains a need for greater transparency by some.
Read More →
NADA and the Miracle on 34th Street
Automotive dealers should follow the National Automobile Dealers Association's consumer-friendly guidelines in order to minimize their legal risks.
Read More →
Another Look at a Recent Data Breach
Get caught up on the most pressing legal and regulatory matters facing dealers and F&I professionals, including data security, shotgun purchases, and inconsistent payment quotes.
Read More →

The Best Thing a Dealer Can Do to Avoid Legal Problems
Citing the issue is a strategy borrowed from the legal field itself.
Read More →
Fines of the Times
Civil penalties for noncompliance with federal auto retail and finance rules and regulations can add up quickly. Use this checklist to cover your bases.
Read More →
Goodwill and Car Dealers
A dealer goodwill tale is a cautionary tale worth paying attention to.
Read More →
The Regulatory Empire Is Striking Back
President Trump - entropist and corporate disruptor in consumer law
Read More →
How to Clear a Red Flag
Refine and enforce your dealership’s FTC-mandated ID theft-prevention program to ensure no transaction goes awry.
Read More →
