Finance Express Adds Santander
Finance Express has entered into an agreement with Santander Consumer USA that will make the finance source available on the technology company's lender platform.
RANCHO SANTA MARGARITRA, Calif. — Finance Express, provider of a web-based financial services and technology for independent auto dealerships, has entered into an agreement with Santander Consumer USA that will make the finance source available on the software provider’s lender platform.
Finance Express provides a dealer management system to independent dealers that that allows for credit application processing, e-contracting, provides links to finance sources, loan servicing and accounting systems, and more.
"We are very pleased to be adding Santander to our lender platform. Dealers loved the original Drive Financial program, so I think they will be very excited to see Santander among our financial solutions," said David Huber, president of Finance Express.
Santander Consumer USA is the owner of the Drive, Santander Auto Finance, RoadLoans.com and HelpingLoans.com brands, and is a provider of indirect and direct and third-party originations and serving of auto loans. The company also claims an auto loan portfolio of approximately $25 billion and relationships with 13,000 dealers.
"We look forward to serving dealers in the important independent channel," says Matt Fitzgerald, senior vice president of marketing and sales for Santander Consumer USA. "Our finance programs will help dealers sell more cars to more customers, which is always our goal as a finance provider."
More F&I

Integrating Nontraditional F&I Products
The niche presents a strategic advantage for auto dealerships as they move to adapt to fast-changing consumer expectations in today’s market.
Read More →
Trust Is Personal
Technology, no matter how efficient, can’t replace what the human F&I manager can do, which is to bridge the divide between cyberspace and the in-store experience.
Read More →
Amplify 2026 Billed as Turning Innovation Into Results
Reynolds and Reynolds says its annual retail summit will connect dealers with practical strategies, peer insight, and technology-driven ideas.
Read More →
Own Your Outcome: F&I in the Digital Customer Journey
Finance has historically been the last step in the car-buying process, but it doesn’t have to be. The customer’s journey starts long before they arrive at the dealership, and so should F&I’s involvement.
Read More →
Tariffs Could Raise Insurance Premiums
As U.S. import tariffs affect repair costs, consumers might find it more affordable to replace a damaged vehicle, according to recent Insurify tariff analysis.
Read More →
Smaller Loans, Longer Terms
The youngest generation of car buyers is more likely to finance less expensive vehicles, more than half of generation Z consumers borrowing less than $25,000.
Read More →
New Lifetime Battery F&I Product Meant to Drive Dealer Traffic
EFG Cos. offering is intended to create lifetime auto dealer engagement with customers.
Read More →
The Psychology Behind Menus That Increase Add-On Sales
There is a science to crafting a menu that gives customers confidence in the choices presented, and moving the process outside the F&I office can further boost results.
Read More →
Why Your F&I PVR Is Misleading You
Here’s a handy checklist of the numbers to track in 2026 instead.
Read More →
Auto Consumer Anxiety Presents Opportunity
A survey of U.S. drivers found the majority are concerned about finances and the economy, but those fears make many ready to buy vehicle-protection products.
Read More →