FI showroom red and grey logo
MenuMENU
SearchSEARCH

Judge Sides With Trump in Battle for Control of CFPB

A federal judge refused to block the appointment of Mick Mulvaney as interim director of the Consumer Financial Protection Bureau, but the Trump administration’s victory may only be temporary.

November 29, 2017
Judge Sides With Trump in Battle for Control of CFPB

Mick Mulvaney speaking at an event in Washington, D.C. (Photo by Gage Skidmore)

2 min to read


WASHINGTON, D.C. — The battle for control of the Consumer Financial Protection Bureau (CFPB) was decided in federal court Tuesday evening, but the fight may not be over.

U.S. District Judge Timothy J. Kelly sided with the White House in a lawsuit filed by Leandra English, former bureau Director Richard Cordray’s pick for acting director, to block President Trump’s appointment of White House Budget Director Mick Mulvaney to the post. The decision means Mulvaney can serve as acting director of the agency, at least for now.

Ad Loading...

Judge Kelly, a Trump appointee confirmed in September, denied English’s request for a temporary restraining order on grounds that the Federal Vacancies Reform Act (FVRA), which was signed in 1998, gives the president the authority to appoint a replacement. He added that nothing in the FVRA prevents Mulvaney, who will retain his title as White House budget director, from holding dual roles.

In court filings, English’s attorneys had questioned whether allowing Mulvaney, who once characterized the bureau as a “sick joke,” to continue serving as a White House official would compromise the bureau’s independence.

English filed her lawsuit on Sunday, Nov. 26 — two days after Cordray officially tendered his resignation as bureau head and established his former chief of staff as acting director when he elevated her title to deputy director. The White House countered hours later by naming Mulvaney to the post, a move backed by the U.S. Department of Justice and the CFPB’s general counsel in two separate memos issued the next day.

In her lawsuit, English argued that she was the rightful acting director due to a successor statute in the CFPB-creating Dodd-Frank Act. It allows the deputy director to serve as acting director “in the absence or unavailability of the director.”

Judge Kelly heard arguments during an emergency hearing on Monday, Nov. 27, the same day bureau staffers returned from the Thanksgiving break to dueling emails in which the two acting directors laid claim to the title. Kelly declined to rule immediately, issuing his ruling the following day.

Ad Loading...

The White House applauded Kelly’s decision in a statement issued shortly after his ruling, saying it’s “time for Democrats to stop enabling this political stunt by a rogue employee.” Deepak Gupta, English’s attorney and former senior counsel for the bureau, said the ruling would “not be the final answer.”

Gupta hinted that the case would move forward with a possible request for a preliminary injunction against Trump’s appointment. A denial would set the stage for an appeal.

More F&I

Laptop computer on a desk with a notepad and pen next to it and a whiteboard in the background
Digital•by Rick McCormick•October 15, 2026

AI: Facilitator, Not Fixer, in F&I

The dealerships that thrive in the years ahead will be those that embrace technology while continuing to invest in the people who make customer interactions count.

Read More →
Headshot mockup thumbnail.
F&I•October 1, 2026

Modern Technology Objection Handling

In this video, Trent White shares how to confidently handle technology-based objections by helping customers understand the value of protection, even with modern vehicle technology.

Read More →
man standing in front of podium
F&I•by Lauren Lawrence•October 1, 2026

Consistency at Scale: Driving F&I Performance

With 75 rooftops across the Sunshine State, Morgan Auto Group has proven to Floridians that it knows a thing or two about driving performance in a competitive market. But it didn’t start at the top.

Read More →
Ad Loading...
Insurance contract signature page with black inkpen on top
F&I•by Hannah Mitchell•September 22, 2026

Gitty Up on GAP

The foundational finance-and-insurance product hasn’t kept up with the latest conditions for auto dealers. Is the time ripe?

Read More →
Easycare White paper cover See how AI-powered coaching can turn F&I customer conversations into actionable insights that support compliance, performance and profitability
Sponsored•September 8, 2026

How AI-Powered Coaching Is Transforming F&I Performance

See how AI-powered coaching can turn F&I customer conversations into actionable insights that support compliance, performance and profitability

Read More →
Assurant, Sell Value Build Trust, F&I Series, Expert Trainer Trent White
F&I•September 2, 2026

Sell Value, Build Trust

In this video, Trent White explains why selling on value, not fear, builds lasting customer trust, reduces cancellations, and drives long-term success.

Read More →
Ad Loading...
2026 StoneEagle summary
F&I•by Hannah Mitchell•August 31, 2026

F&I Sales Give Dealers First-Half Lift

Product business shored up total profits to avoid an overall revenue tanking as product penetrations held steady, StoneEagle reported.

Read More →
man with white hair and glasses delivering a speech standing next to a podium
F&I•by Lauren Lawrence•August 31, 2026

Targeted Training Drives Results

Today’s technology, instead of threatening F&I managers, can actually make them better, according to an industry veteran who’s watched market setbacks roil the unprepared.

Read More →
Man's hand holding pen over a paper document
F&I•by Justin B. Gasman•August 20, 2026

Double the Change, Double the Chance

When an F&I manager gets a customer refusal, it’s a wise move to tweak more than one thing in the product offering.

Read More →
Ad Loading...
Laptop computer, tablet, calculator and notebook on a desk
F&I•by John Tabar•August 20, 2026

Just Do It

F&I managers need training, but instead of resisting application or expecting perfection, they should improve by simply acting on what they learn.

Read More →