Black Book: Car Values Down for First Time in Two Months
With the spring selling season now in the rearview mirror, the car segment broke its two-month streak last week of rising wholesale values. Only full-size and sporty cars realized higher wholesale values through the week.

LAWRENCEVILLE, Ga. — Average values for the wholesale car segment were down last week, breaking a two-month streak of rising car values, according to Black Book’s May 14 Market Insights report.
Overall, car segment values depreciated 0.08% last week, compared to the 0.05% increase the week before. Similarly, overall truck segment values were also down 0.08% last week, compared to 0.02% the week prior.
Contrary to the eight weeks prior, nearly all car segment wholesale values were down last week. Only two segments — full-size and sporty — saw higher wholesale values through the week. The steepest depreciation for the week came from compact and mid-size cars.
Within the truck segment, subcompact crossovers, minivans, and compact vans had the strongest performance through the week, registering 0.10%, 0.06%, and 0.97% wholesale-value increases, respectively.
“The spring market season is over as values show mild declines across the board,” said Anil Goyal, executive vice president of operation for Black Book. “Mainstream sedans have been in demand in the used market even as sales declined for new sedans.”
More Auto Finance

Mastering Credit Friction
In this video, Josh Krach explains how to turn credit friction into an advantage.
Read More →
April Less Affordable
Based on prices, reduced incentives and slower household income growth, consumers found it more challenging to buy new last month, Cox Automotive reported.
Read More →
Auto Lenders, Consumers on a Tightrope
April borrowing data shows that more consumers are bending over backward to buy vehicles, though subprime lending cooled off for the month.
Read More →
Toyota Financial Services President Replaced
Scott Cooke has served in various roles with Toyota Financial Services for over 20 years, including president and CEO, which he retires from on June 30.
Read More →
Permission or Approval: When to Notify Finance Sources
Credit card down payments, multiple vehicle purchases and even straw purchases can be completed without committing bank fraud, as long as you tell the bank first.
Read More →
At-Risk Auto Borrowers Drive Looser Credit Access
Cox Automotive’s index shows the subprime segment, long loan terms, negative-equity borrowers and down payment amounts all grew in February despite ever-higher vehicle prices.
Read More →
Auto Loan Forecast Bucks Market Trend
Auto loan originations rose over 6% year-over-year in the third quarter of 2025, but TransUnion predicts a slight decline in auto loan growth this year, making it an outlier in the company's overall lending forecast.
Read More →
Auto Credit More Plentiful
Growing access shows greater lender appetite for risk as consumers take on heavier debt burden in an inflated market.
Read More →
Auto Loans Long as Stretch Limos
More consumers, faced with ever-rising car prices, are adapting by agreeing to longer loan terms despite the cost of added interest payments.
Read More →
AutoPayPlus Launches RePayPlus
The reinsured biweekly payment program offers auto dealers with customer retention and reinsurance structure.
Read More →