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Credit card down payments, multiple vehicle purchases and even straw purchases can be completed without committing bank fraud, as long as you tell the bank first.
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Growing access shows greater lender appetite for risk as consumers take on heavier debt burden in an inflated market.
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More consumers, faced with ever-rising car prices, are adapting by agreeing to longer loan terms despite the cost of added interest payments.
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The reinsured biweekly payment program offers auto dealers with customer retention and reinsurance structure.
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December brought some of the best borrowing availability for consumers in years, though lenders tightened their reins on riskier segments of the market.
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Solving mismatched payment quotes can boost sales, profits
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Data reflect growing finance activity on the extreme ends of credit risk scale
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The amounts owed on under-water trade-ins reach new highs.
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Though many auto consumers are finding it challenging to trade, dealers can leverage conditions to help them get over the hump.
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Recent patterns show good credit helps navigate high interest rates as highly leveraged consumers sink further.
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