FI showroom red and grey logo
MenuMENU
SearchSEARCH

Attitude Adjustment

Attitude might not be everything, but the magazine’s F&I insider says it can be the determining factor of success in many situations faced by today’s F&I pros.

by Gerry Gould
June 2, 2014
Attitude Adjustment
5 min to read


If your attitude dictates your altitude, as the expression goes, then a positive attitude will keep you soaring and a negative attitude will make you boring. So choose not to be boring. I realize maintaining a positive attitude throughout our daily encounters is a difficult task, so it is important that we remain upbeat when we can and as often as we can.

There will always be situations beyond our control. But even when things don’t go as planned, you must be able to adjust on the fly. Yes, there will be days when the pressures of being an F&I manager get the best of you, but how you deal with those situations can tag you as a winner. It’s not so much your actions that get noticed; it’s the composure you show when operating under pressure.

Ad Loading...

Bottom line, a positive attitude is a priceless possession for both personal fulfillment and career achievement. Businesses also thrive when their people have an upbeat outlook on the day. In fact, the attitude of employees can often give a store its competitive edge. If anything, things become a lot easier when you operate with a positive attitude. So to put you in the right state of mind, here are five quotes and expressions — along with a few words of advice from me — to live by.

1. “Enthusiasm is contagious. Be a carrier.”
Relationship therapist Susan Rabin is responsible for that great quote, and it can be applied in all aspects of life. See, a positive attitude is more than just thinking good thoughts; it’s using enthusiasm to put those good thoughts on display.

The best part about enthusiasm is it transforms communication into motivation. It also transmits confidence, and, as Rabin so eloquently points out with her quote, enthusiasm tends to rub off on anyone who comes in contact with it. Hey, nobody likes resentful, angry and lazy coworkers.

Enthusiasm is probably one of the greatest qualities you can possess. It draws attention and makes you attractive in both professional and personal relationships. And it can be the key to reaching your potential in any situation or experience. To put it simply, enthusiasm just gets things done more easily!

2. “People who fly into a rage always make a bad landing.”
Will Rogers certainly had a way with words. Look, there’s nothing more frustrating or deflating than hearing an F&I manager rant on about how horrible business is, how hard it’s going to be to get the deal done or how bad a deal is structured. Sales managers and dealership consultants dread F&I managers who complain about cash, lease and outside liens. And nothing frustrates them more than an F&I manager who refuses to meet with a customer until his or her demands are met. It’s those moments of negativity and needless torment that deflate, discourage, and defeat positive energy and a successful outcome.

Ad Loading...

So be easy to get along with, because nothing is more energizing than working with someone with a positive attitude. Heck, the right attitude can set the tone of the store. Look, it’s up to you to view things in a positive light. So take a look in the mirror, assess your shortcomings, refresh, renew and make every effort to be easy to work with.

3. “You can overcome your circumstances or you can let your circumstances overcome you.”
Best-selling author Richie Norton is the source of that great line. Look, there isn’t an F&I manager out there who likes when a customer shows up unexpectedly with a check in hand to take delivery. But it’s how we react to those situations that will determine the outcome of that delivery.

But what if you could prepare yourself for such situations? Better prepared equals a better result, right? See, your willingness to take action early and often during and after the sale will relieve a lot of tension when faced with those not-so ideal situations. Folks, the time is now to get off your axle and take immediate action on every deal presented to you, whether it originated online, over the phone or on the lot. Not only will you be able to minimize those unexpected situations, you’ll be prepared to offer proactive solutions to whatever issue that may arise.

4. “A bad attitude is like a flat tire. If you don’t change it, you’ll never go anywhere.”
I’m not sure who’s responsible for that great expression, but it’s certainly makes a lot of sense. Look, the difference between a pessimist and an optimist is the prior tends to focus on the problem rather than a solution. As an optimist, coworkers know they can rely on you to assist them rather than discourage them.

Look at it this way, you can have a bad day or a bad week, but a positive attitude will never allow you to have a bad month. And the secret to having a genuinely positive attitude is to choose motion over emotion.

Ad Loading...

5. “Be good to yourself, enjoy the ride and make a positive impact on your career and workplace with a positive attitude!”
The words come courtesy of professional development coach Mary Jane Paris. See, we all have a choice to either be positive or negative in any situation we face. When challenged by other people or by external factors, how you react can punish you or reward you, move you forward or stop you in your tracks.

Look, you alone can choose to react in a healthy, logical manner. You also dictate whether you’re an optimist or pessimist, attractive or distant, and, for that matter, distasteful or rewarding. Bottom line, attitude does make a difference.

Gerry Gould serves as director of training for United Development Systems Inc. Email him at gerry.gould@bobit.com.

Subscribe to Our Newsletter

More F&I

Man holding magnifying glass over sales volume paper.
F&IMay 29, 2026

Why Your F&I PVR Is Misleading You

Here’s a handy checklist of the numbers to track in 2026 instead.

Read More →
Photo of woman typing on a laptop as she sits on a couch
F&Iby Hannah MitchellMay 29, 2026

Auto Consumer Anxiety Presents Opportunity

A survey of U.S. drivers found the majority are concerned about finances and the economy, but those fears make many ready to buy vehicle-protection products.

Read More →
Dustin Gingerich standing on stage giving a presentation
F&Iby Lauren LawrenceMay 28, 2026

Humble and Hungry: 12 Rules for an F&I Life

Dustin Gingerich, with a decade in the F&I business under his belt, shares his thoughts on leadership, building trust with customers, and the importance of learning and innovation.

Read More →
Ad Loading...
Photo of businessman's hands resting on files on a desk
F&Iby John TabarMay 27, 2026

Focus on the Opening

F&I managers must learn as much as possible about their customers, starting before they walk into their offices. The bulk of today’s consumers expect that, and good results will follow.

Read More →
Photo of a three-seat vehicle back seat
F&Iby Hannah MitchellMay 22, 2026

F&I Reaches for the Sky

The increasingly important profit center continued making gains in the first quarter, according to StoneEagle data, ancillary products proving more popular as consumers hold onto their buys longer.

Read More →
Cover image for a BOK Financial report titled “Timing the market: How avoiding volatility entirely can hurt long-term reinsurance program performance.” The image shows several road construction barricades with flashing amber warning lights lined up in a nighttime work zone. Beneath the image, red text explains that avoiding volatility can mean falling behind inflation and missing market rebounds that drive long-term surplus growth. The BOK Financial logo appears at the bottom right.
SponsoredMay 8, 2026

Timing the Market Can Hurt Long-Term Program Performance

For dealer-owned reinsurance entities, avoiding volatility entirely can mean falling behind inflation and missing market rebounds that drive long term surplus growth. Missing just a handful of strong market days can materially impact cumulative returns—an important reminder for long horizon trust and investment strategies.

Read More →
Ad Loading...
Ryan Ruff, The 90/10 Rule, Automotive Training Academy, Sales Series
F&IMay 6, 2026

The 90/10 Rule

In this video, Ryan Ruff explains the rule that elite sales professionals use to turn ordinary conversations into unforgettable customer experiences.

Read More →
Photo of essential oil diffuser on desk next to laptop
F&IMay 4, 2026

Your Office Is Talking

What’s the atmosphere saying about you to your customers? You can make minor adjustments and additions that transform your space into one that creates trust with the people on the other side of the desk.

Read More →
"Effective training ensures the customer’s needs remain at the heart of everything we do. When that is the focus, both sales and profits naturally improve." by Rick McCormick with F&I and Showroom logo and picture of Rick McCormick
F&IMay 1, 2026

F&I Training Fundamentals

How can auto dealerships help F&I managers fulfill their vital role in the most effective ways? Industry expert Rick McCormick shares his insights on the best ways to train these professionals and help them maintain good habits.

Read More →
Ad Loading...
Photo of car tire and the tread mark it left in snow
F&Iby Hannah MitchellApril 29, 2026

Not Just Any Tire Will Do

More consumers and businesses are opting for all-season options for various reasons as safety, sustainability and convenience push practical change.

Read More →