Onboarding or Walking the Plank?
Great managers recruit and develop talent ahead of need. They also know the value of a well thought-out and implemented onboarding process.

Great managers recruit and develop talent ahead of need. They also know the value of a well thought-out and implemented onboarding process.
IMAGE: Getty Images
The dealership needs an F&I manager, or maybe two. No problem, right? There are several candidates within the dealership that have been identified as having the potential and competencies to move up in the organization. Based on the time and resources the dealership has allocated to developing a career path for these individuals, the GM knows exactly who is ready for the opportunity and who has the highest probability to succeed. No? Well, that’s how it works at Eutopia Motors.
Unfortunately, many dealership GMs and department managers do not recruit, evaluate, and develop talent ahead of need. When presented with an F&I position or multiple positions to fill, there isn’t a culture of next teammate up because the time and resources needed to develop internal candidates wasn’t a priority until now.
In this situation, the dealership must either hire someone away from a competitor, find someone outside the organization who happens to be looking for a new opportunity, or promote a candidate from the sales team who may or not be the right person for the job. Urgency goes way up, because the longer it takes to fill the position, the more it costs in lost revenue and eroding morale because of scheduling issues and heavy workloads for the other F&I mangers. It gets worse. In this scenario, when urgency in hiring increases, poor hiring decisions increase as well.
Let’s say the dealership gets lucky. They either find the perfect candidate looking for a new opportunity or they have the perfect internal candidate for the open F&I manager position. A happy ending to a sad story, right? Maybe. Research tells us that how this story ends will largely be determined by the dealership’s onboarding process. Good process, good result. Bad process, bad result.
A strange tradition in the car business is that it is not uncommon for dealership management to have a “welcome to the jungle…may the strong survive “mentality when it comes to bringing a new person into the dealership or promoting a person into a new role like F&I. Once the new hire or candidate is finished with HR, it’s up to them to figure out the ins and outs of the new role.
In F&I, letting the experienced or inexperienced F&I manager figure it out isn’t setting them up for success. In fact, many times this type onboarding process, or lack thereof, feels more like walking the plank than onboarding.
Finding talented people to work in the dealership is difficult, time consuming, and expensive. If you’re a GM or department manager, take some time to evaluate your team, focusing on the competencies and skillsets needed to move up into a dealership management position, especially F&I. If you have identified a candidate, consider what they will need from a development and skillset perspective to succeed based on your F&I manager job description and a list of desired competencies. Now you have a foundation to start putting together an onboarding plan. What you will find over time is the best onboarding processes for the F&I role are customized to the specific candidate.
Everyone is different. Some will pick up the technology quickly, some might take a little longer. Some may have strong organizational skills and can handle the administrative weight of the role, and others may need to rely more heavily on checklists. You get the picture. Knowing the gaps going in can make all of the difference. The point is to have a plan and a process to onboard each candidate into their role that sets them up for success. Time is a consideration as well.
When promoting someone into the F&I role be sure your onboarding process allows enough time for the candidate to assimilate into the flow of F&I. If possible, send them to an F&I management certification course prior to stepping into the role. This should give the candidate a foundation in compliance and process. Allow them to load the deals that aren’t time sensitive. Give them enough time to learn about and understand the products they will be offering the customer. These things take an investment of time on behalf of the candidate to learn, and an investment of time of the GM or F&I director to drive the accountability needed make the process effective and efficient as possible.
Great managers recruit and develop talent ahead of need. They also know the value of a well thought out and implemented onboarding process.
More F&I

Integrating Nontraditional F&I Products
The niche presents a strategic advantage for auto dealerships as they move to adapt to fast-changing consumer expectations in today’s market.
Read More →
Trust Is Personal
Technology, no matter how efficient, can’t replace what the human F&I manager can do, which is to bridge the divide between cyberspace and the in-store experience.
Read More →
Amplify 2026 Billed as Turning Innovation Into Results
Reynolds and Reynolds says its annual retail summit will connect dealers with practical strategies, peer insight, and technology-driven ideas.
Read More →
Own Your Outcome: F&I in the Digital Customer Journey
Finance has historically been the last step in the car-buying process, but it doesn’t have to be. The customer’s journey starts long before they arrive at the dealership, and so should F&I’s involvement.
Read More →
Tariffs Could Raise Insurance Premiums
As U.S. import tariffs affect repair costs, consumers might find it more affordable to replace a damaged vehicle, according to recent Insurify tariff analysis.
Read More →
Smaller Loans, Longer Terms
The youngest generation of car buyers is more likely to finance less expensive vehicles, more than half of generation Z consumers borrowing less than $25,000.
Read More →
New Lifetime Battery F&I Product Meant to Drive Dealer Traffic
EFG Cos. offering is intended to create lifetime auto dealer engagement with customers.
Read More →
The Psychology Behind Menus That Increase Add-On Sales
There is a science to crafting a menu that gives customers confidence in the choices presented, and moving the process outside the F&I office can further boost results.
Read More →
Why Your F&I PVR Is Misleading You
Here’s a handy checklist of the numbers to track in 2026 instead.
Read More →
Auto Consumer Anxiety Presents Opportunity
A survey of U.S. drivers found the majority are concerned about finances and the economy, but those fears make many ready to buy vehicle-protection products.
Read More →