AmeriCredit

Corp. announced Jan. 23 the immediate availability of instant

loan decision capability for auto dealers utilizing the

DealerTrack system.

AmeriCredit's proprietary loan decision tool analyzes the data

submitted via the Internet through DealerTrack, a free tool available

to dealers for providing consumer financing, and electronically

returns a decision in minutes. The service is "always

available, 24/7" so dealers can spend more time selling cars.

"AmeriCredit has long been a technology innovator, investing in

information-based solutions that enable best-in-class service to

dealers through our extensive branch network," commented Mark Floyd,

president of dealer services for AmeriCredit. "This has resulted in

new ideas and continuous improvements which have helped us become the

largest independent middle-market auto lender in North America."

"We are extremely pleased that AmeriCredit has chosen to enhance

their dealer offering exclusively through DealerTrack," commented Mark

O'Neil, president and chief executive officer of DealerTrack.

"Implementing automated decisioning enables almost instantaneous

turnaround time and completes the full automation of the credit

process. Lenders like AmeriCredit are quickly distinguishing

themselves as technology innovators and top notch service providers,"

added O'Neil.

AmeriCredit will demonstrate the DealerTrack application in its

booth at the National Auto Dealer Association (NADA) Trade Show in New

Orleans beginning Saturday, January 26 through Tuesday, January 29,

2002 at the Ernest N. Morial Convention Center, Booth No.4721.

Demonstrations will also be available at the DealerTrack booth,

No.1069.

AmeriCredit, JP Morgan Chase and Wells Fargo developed the

DealerTrack system for automating the auto dealer-lender process. By

enabling dealers to submit loan applications to multiple lenders 24

hours a day, 7 days a week, DealerTrack claims to provide an end-to-end loan

and lease transaction channel that improves efficiencies and

profitability for lender and dealer users.

About AmeriCredit

AmeriCredit Corp. is an independent

middle-market auto finance company in North America. Using its branch

network and alliances with auto groups and banks, the

company makes auto loans to consumers who are typically unable to

obtain financing from traditional sources. AmeriCredit has nearly one

million active loan customers throughout the United States and Canada

and more than $12 billion in managed auto receivables. The company was

founded in 1992 and is headquartered in Fort Worth, Texas. For more

information, visit www.americredit.com.

About DealerTrack

DealerTrack Holdings, Inc., parent company to DealerTrack.com,

Inc. and newly acquired Webalg, is a technology services

company enabling finance transactions between automobile dealers and

lenders. The Company provides an impartial end-to-end loan and lease

transaction channel that improves efficiencies and profitability for

lender and dealer users by automating credit processes, speeding

lending communications and improving transaction efficiency through

the use of the Internet, according to DealerTrack. More than 11,500 dealerships nationwide

currently use the DealerTrack system to electronically communicate and

transact with their lender providers. The investor group backing

DealerTrack includes affiliates of: AmeriCredit Corp., Automotive

Lease Guide, LLC, Capital One Financial Corp., JP Morgan Chase & Co.,

Wells Fargo & Company and WFS Financial Inc. DealerTrack can be found

on the web at www.dealertrack.com or contacted at the Company's

headquarters in Melville, NY at 631/486-1600.