Experian Automotive Launches Cash for Clunkers Prospect Program
Experian Automotive launched a new prospect acquisition program designed to help OEMs and auto dealers identify and market to consumers eligible for the Consumer Assistance Recycle and Save Act of 2009, or “Cash for Clunkers” as it’s more commonly known.
Schaumburg, Ill. — Experian Automotive launched a new prospect acquisition program designed to help OEMs and auto dealers identify and market to consumers eligible for the Consumer Assistance Recycle and Save Act of 2009, or “Cash for Clunkers” as it’s more commonly known.
The Cash for Clunkers program will offer vouchers for up to $4,500 for low-miles-per-gallon vehicles being traded in for new, more fuel-efficient vehicles, giving consumers better incentives on higher-MPG vehicles. Experian’s prospect acquisition program pulls from across Experian’s data assets to build consumer targeting models that identify prospects based on Cash for Clunkers criteria and actual vehicle purchasing behavior. The program also utilizes Experian’s prescreen credit services to identify those consumers who are most likely to qualify for new vehicle financing.
“For OEMs and dealers to truly take advantage of the Cash for Clunkers program, they need to have a firm understanding of who their best prospects are before they can reach them with new offers and incentives,” said Scott Waldron, president of Experian Automotive. “Experian Automotive’s prospect acquisition program helps OEMs and dealers identify qualified consumers so they can build marketing campaigns that deliver the right offers to the best prospects.”
Experian Automotive’s prospect acquisition program analyzes a range of data points:
• Vehicles that have been titled/registered to current owners for at least one year.
• Vehicles that are less than 25 years old.
• Vehicles with MPG ratings coinciding with the program’s criteria.
• Credit Prescreen lists to identify those prospects who are most qualified for new vehicle financing.
• Demographic information pulling from more than 1,500 variables to better understand prospects’ preferences and buying habits.
• Information on past vehicle purchase and disposal behaviors and currently owned vehicles to determine the likelihood of consumers to purchase prior to the program’s end in November 2009.
• Vehicles with a trade-in value likely below $4,500, for which the Cash for Clunkers voucher would be the most profitable option.
• Experian proprietary models based on consumer communication preferences to better understand how and when prospects prefer to receive marketing communications.
Experian’s prospect acquisition program offers OEMs and dealers the option of prospecting lists of direct-mail lists, opt-in e-mail lists or both based on their campaign needs.
More F&I

Why Your F&I PVR Is Misleading You
Here’s a handy checklist of the numbers to track in 2026 instead.
Read More →
Auto Consumer Anxiety Presents Opportunity
A survey of U.S. drivers found the majority are concerned about finances and the economy, but those fears make many ready to buy vehicle-protection products.
Read More →
Humble and Hungry: 12 Rules for an F&I Life
Dustin Gingerich, with a decade in the F&I business under his belt, shares his thoughts on leadership, building trust with customers, and the importance of learning and innovation.
Read More →
Focus on the Opening
F&I managers must learn as much as possible about their customers, starting before they walk into their offices. The bulk of today’s consumers expect that, and good results will follow.
Read More →
F&I Reaches for the Sky
The increasingly important profit center continued making gains in the first quarter, according to StoneEagle data, ancillary products proving more popular as consumers hold onto their buys longer.
Read More →
Timing the Market Can Hurt Long-Term Program Performance
For dealer-owned reinsurance entities, avoiding volatility entirely can mean falling behind inflation and missing market rebounds that drive long term surplus growth. Missing just a handful of strong market days can materially impact cumulative returns—an important reminder for long horizon trust and investment strategies.
Read More →
The 90/10 Rule
In this video, Ryan Ruff explains the rule that elite sales professionals use to turn ordinary conversations into unforgettable customer experiences.
Read More →
Your Office Is Talking
What’s the atmosphere saying about you to your customers? You can make minor adjustments and additions that transform your space into one that creates trust with the people on the other side of the desk.
Read More →
F&I Training Fundamentals
How can auto dealerships help F&I managers fulfill their vital role in the most effective ways? Industry expert Rick McCormick shares his insights on the best ways to train these professionals and help them maintain good habits.
Read More →
Not Just Any Tire Will Do
More consumers and businesses are opting for all-season options for various reasons as safety, sustainability and convenience push practical change.
Read More →