interSTATE NET BANK (ISNB) on Jan. 12 announced that it will be one of a growing number of Internet banks to join the DealerTrack online auto finance platform.

New Jersey-based ISNB says it combines personalized service with a Web-enabled technology platform. It will leverage DealerTrack to offer its automotive dealer customers the ability to electronically submit credit applications and receive fast responses on decisions.

"DealerTrack provides ISNB with a 'ticket to play' in the franchised auto dealer market," said Larry Chiavaro, senior vice president for ISNB's Auto Financial Division. "Providing our dealer customers with prime, nonprime, and subprime financing options through an automated application and lending platform allows ISNB to compete on a national level."

Dealers using DealerTrack can also monitor application status changes, access low-cost consumer credit reports and process contracts electronically. Dealers can also take advantage of other time-saving functionality offered through DealerTrack, such as direct payoff quotes, dealer reserve and integration between DealerTrack and their DMS provider.

About DealerTrack, Inc.

With more than 22,000 dealers and more than 60 financing sources currently connected, DealerTrack is an independent Web-based platform

designed to automate and accelerate the entire automotive financing process.

The DealerTrack suite of products includes credit application processing, credit report access, electronic contracting and lease comparisons. Additionally, the DealerTrack platform features

integration with top dealer management systems for credit application processing and credit report access.

More information on DealerTrack is available

at www.dealertrack.com or by calling (877) 357-8725.

About interSTATE NET BANK

ISNB opened for business on May 22, 2001 as the first New Jersey state-chartered commercial Internet Bank. In two-and-a-half years, ISNB has grown to more than $150 million in assets, making ISNB one of the fastest growing banks in the United States.

The bank says it combines personalized service with a Web-enabled technology platform as a provider of commercial banking products and services to small and medium-sized businesses in its initial targeted market area of New Jersey, eastern Pennsylvania, and northern Delaware.

The Auto Financial Services division recently commenced a national origination strategy, offering dealers and small finance companies a full spectrum of prime and nonprime loans.