SFG Finance Announces Program Changes for 2013
The auto paper purchaser for BHPH dealers, franchised dealers and finance companies introduced a new scoring model for bulk purchases.
ARLINGTON, Texas — SFG Finance LLC announced a new scoring model for bulk purchases. The auto paper purchaser for finance companies, as well as buy-here, pay-here and franchised dealers also unveiled a new floor program for finance companies, banks and credit unions.
The auto paper purchaser’s new scoring model for bulk purchases provides the ability to price more aggressively and buy across all credit spectrums, from buy-here, pay-here to super prime, according to company officials. This platform, which officials said utilizes the latest technology and scoring metrics, was developed over the past two years.
The bulk purchase program with the Southside Bank subsidiary touts seven-day turnaround from analysis to closing, company officials said, and will target accounts with as little as 30-day seasoning. Since its inception, SFG Finance has actively purchased and closed portfolios from dealers and finance companies nationwide. Portfolio sizes range from $500,000 to $150 million, servicing released.
Additionally, the new flow program for finance companies, banks and credit unions is a collateral-based program geared toward subprime credit. The program advances one of the industry’s highest amounts to originators, the company claimed.
SFG Finance also announced its new 2013 Progressive Broker Fee program, which pays increased commissions based on annual volume.
“SFG is introducing the most exciting rollout of new programs in its history,” said Steve Burke, president and CEO of SFG Finance. “Between the new scoring model and flow program, SFG will capture more market share and will create greater revenue for our clients.”
More F&I

Why Your F&I PVR Is Misleading You
Here’s a handy checklist of the numbers to track in 2026 instead.
Read More →
Auto Consumer Anxiety Presents Opportunity
A survey of U.S. drivers found the majority are concerned about finances and the economy, but those fears make many ready to buy vehicle-protection products.
Read More →
Humble and Hungry: 12 Rules for an F&I Life
Dustin Gingerich, with a decade in the F&I business under his belt, shares his thoughts on leadership, building trust with customers, and the importance of learning and innovation.
Read More →
Focus on the Opening
F&I managers must learn as much as possible about their customers, starting before they walk into their offices. The bulk of today’s consumers expect that, and good results will follow.
Read More →
F&I Reaches for the Sky
The increasingly important profit center continued making gains in the first quarter, according to StoneEagle data, ancillary products proving more popular as consumers hold onto their buys longer.
Read More →
Timing the Market Can Hurt Long-Term Program Performance
For dealer-owned reinsurance entities, avoiding volatility entirely can mean falling behind inflation and missing market rebounds that drive long term surplus growth. Missing just a handful of strong market days can materially impact cumulative returns—an important reminder for long horizon trust and investment strategies.
Read More →
The 90/10 Rule
In this video, Ryan Ruff explains the rule that elite sales professionals use to turn ordinary conversations into unforgettable customer experiences.
Read More →
Your Office Is Talking
What’s the atmosphere saying about you to your customers? You can make minor adjustments and additions that transform your space into one that creates trust with the people on the other side of the desk.
Read More →
F&I Training Fundamentals
How can auto dealerships help F&I managers fulfill their vital role in the most effective ways? Industry expert Rick McCormick shares his insights on the best ways to train these professionals and help them maintain good habits.
Read More →
Not Just Any Tire Will Do
More consumers and businesses are opting for all-season options for various reasons as safety, sustainability and convenience push practical change.
Read More →