DealerTrack, Inc. says it welcomes Union Bank & Trust, Nebraska's largest state-chartered bank & trust company, as a new

participant on its DealerTrack online auto finance platform. Union Bank & Trust joins 29 other lenders already connected to the platform, which the company says helps

automate and accelerate interactions with an active community of more than 19,000 automobile dealers who use DealerTrack.

According to the company, through the DealerTrack platform, dealer customers of Union Bank & Trust can instantly submit credit applications to the lender and monitor the status of

those applications in real-time. DealerTrack says it also allows auto dealers to access low-cost credit reports and connect with additional lenders on the

platform. Following its recent acquisition of the CreditConnection(r) platform, DealerTrack now also offers direct integration into dealer management

systems.

"Dealer support for our participation in DealerTrack has been strong and was a key driver in our decision to join the platform," said Mike Dunlap, Union

Bank & Trust's chief executive officer. "It became clear in our discussions with our dealer customers that use of this platform is not only beneficial, but is

quickly becoming a business necessity for many of them."

"Everyone at DealerTrack is pleased to welcome Union Bank & Trust to our lender community," said Mark O'Neil, president and chief executive officer of

DealerTrack, Inc. "Based on their very successful pilot phase, as well as on the positive experiences of our existing lender participants, I feel confident

that Union Bank & Trust and its dealer customers will see immediate benefits from their use of the DealerTrack platform."

The company says Union Bank & Trust auto dealers can access the company's financing programs on DealerTrack 24-hours-a-day, seven-days-a-week. In operation since

early 2001, the DealerTrack platform is now processing more than 1.5 million credit applications per month.

About DealerTrack

With over 19,000 dealers and 30 lenders currently connected, DealerTrack says it is North America's premier independent Web-based platform that automates

and accelerates the entire dealer-to-lender relationship, from financing to daily information sharing. The DealerTrack platform features integration with

dealer management systems and enables application processing, credit bureau access, electronic contracting and lease comparisons-all in one

integrated solution. More information on DealerTrack is available at www.dealertrack.com or by calling 877-357-8725.

About Union Bank & Trust Company

Union Bank & Trust Company (www.ubt.com) is a Nebraska-chartered bank with over $4 billion dollars of assets under its management. It has been owned

and managed by the Dunlap family since it was purchased by the Dunlaps in 1965. The bank and its eight affiliates have developed into a financially

diverse organization by serving the state of Nebraska and in specific niche areas, consumers throughout the country. Union Bank says it is the largest

state-chartered Trust Company in Nebraska, one of the top Guaranteed Student Loan providers in the nation and a state leader in Small Business

Lending, Agriculture Lending, Vehicle Loans and Mortgage Loans. The bank and its affiliates employ over 1200 people with 700 employees located in

Lincoln, Nebraska.