Universal Launches ZERO Down Payment Program
Universal Lenders announced the launch of the ZERO Down payment program, a new option for car buyers who wish to buy F&I products with no down payment.

OAK PARK, Ill. — Universal Lenders, home of the ZERO Plan, announced the addition of the ZERO Down ZERO Plan payment program.
The ZERO Plan was designed to finance the purchase of most F&I products while reducing chargebacks. COO Phil Rosenberg said the new solution fills a gap for dealers and their customers.
“We are happy to roll out our new ZERO DOWN payment program at all participating dealerships nationwide,” Rosenberg said. “Customers now have the opportunity to purchase multiple products from multiple administrators on one ZERO Plan with no down payment necessary. Many Customers have used all of their funds for the down payment for their vehicle, so the ZERO Plan was not an option. Well, now the ZERO Down program makes everyone eligible.”
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