US Equity Advantage Kicks Off Marketing Campaign
The biweekly and early loan payoff service kicks off a new campaign that touts its 10-year history in the automotive industry.
ORLANDO, Fla. — US Equity Advantage (USEA) kicked off a new marketing campaign this week that centers on its AutoPayPlus biweekly and early loan payoff service.
For more than 10 years, USEA has offered bi-weekly and early loan payoff services for the automotive industry. The new initiative will showcase key service differentiators, including the company’s deep automotive experience, powerful resources, in-field training, technology innovation, and customer service, according to officials. The company also plans to leverage messaging about its approach to compliance and operations.
“It takes an established company with comprehensive processing, support and a full-time compliance staff to assure we are answering the needs of our customers. We don't believe in outsourcing our member services abroad, or short-cutting compliance measures,” said Robert Steenbergh, CEO and president of US Equity Advantage. “With this new marketing campaign, we have a platform to tell this story and the very important differences between USEA and our competitors.”
USEA works with some of the largest dealerships and their agents, along with industry-heavyweight partners to create more profitable F&I departments, Steenbergh noted. He said dealership using the company’s AutoPayPlus report a 57% increase in the number of F&I products sold to customers, as well as a 63% increase in income per vehicle financed.
USEA was the first company to be fully integrated with the menu and DMS in 2003 through a partnership with MenuVantage. In early February 2014, it announced a new agreement with Ristken Software Services to provide biweekly loan services through Ristken’s Menu-Pro platform, which will make it available to thousands more U.S. automotive dealerships.
The company will be exhibiting at the upcoming Agent Summit, scheduled for March 10-12 at Caesars Palace in Las Vegas.
More F&I

Smaller Loans, Longer Terms
The youngest generation of car buyers is more likely to finance less expensive vehicles, more than half of generation Z consumers borrowing less than $25,000.
Read More →
New Lifetime Battery F&I Product Meant to Drive Dealer Traffic
EFG Cos. offering is intended to create lifetime auto dealer engagement with customers.
Read More →
The Psychology Behind Menus That Increase Add-On Sales
There is a science to crafting a menu that gives customers confidence in the choices presented, and moving the process outside the F&I office can further boost results.
Read More →
Why Your F&I PVR Is Misleading You
Here’s a handy checklist of the numbers to track in 2026 instead.
Read More →
Auto Consumer Anxiety Presents Opportunity
A survey of U.S. drivers found the majority are concerned about finances and the economy, but those fears make many ready to buy vehicle-protection products.
Read More →
Humble and Hungry: 12 Rules for an F&I Life
Dustin Gingerich, with a decade in the F&I business under his belt, shares his thoughts on leadership, building trust with customers, and the importance of learning and innovation.
Read More →
Focus on the Opening
F&I managers must learn as much as possible about their customers, starting before they walk into their offices. The bulk of today’s consumers expect that, and good results will follow.
Read More →
F&I Reaches for the Sky
The increasingly important profit center continued making gains in the first quarter, according to StoneEagle data, ancillary products proving more popular as consumers hold onto their buys longer.
Read More →
What Market Timing Mistakes Mean for Your Reinsurance Program
When volatility hits, dealer-owned reinsurance programs face a familiar temptation: pull back and wait for calmer waters. New data from BOK Financial shows why that instinct can quietly cost you years of surplus growth.
Read More →
The 90/10 Rule
In this video, Ryan Ruff explains the rule that elite sales professionals use to turn ordinary conversations into unforgettable customer experiences.
Read More →