Ally to Expand Econtracting to All 50 States
Dealers in Arizona, Hawaii, Michigan, Mississippi, Montana, New Jersey, New Mexico and Wisconsin will soon be able to econtract with Ally through Dealertrack. Ally currently offers econtracting in 42 states, and hopes to complete the expansion over the next several weeks.
LAKE SUCCESS, N.Y. — Currently, dealers in 42 states can complete an econtract with Ally as the finance source through Dealertrack. The company is aiming to complete the set by adding Arizona, Hawaii, Michigan, Mississippi, Montana, New Jersey, New Mexico and Wisconsin to that list over the next several weeks.
By granting the remaining eight states the ability to econtract through Ally, Dealertrack officials said in a press release that the company aims to spur the adoption rate of digital technologies among automotive finance sources and dealers.
“Econtracting is gaining momentum and popularity — and will be a vital part of the car buying process in the years to come because of its convenience and efficiency,” said Tim Russi, president of automotive finance for Ally. “The broad availability of eContracting on the Dealertrack F&I platform gives more dealers the opportunity to evolve their contracting process and receive faster funding with Ally, thus giving car buyers a better customer experience.”
Since the introduction of its econtracting solution, which also works on mobile devices, Dealertrack has booked more than three million econtracts. Its end-to-end solution, the company stated, generates contracts for execution and performs electronic verification, signature, submission and storerage of contracts.
More F&I

Why Your F&I PVR Is Misleading You
Here’s a handy checklist of the numbers to track in 2026 instead.
Read More →
Auto Consumer Anxiety Presents Opportunity
A survey of U.S. drivers found the majority are concerned about finances and the economy, but those fears make many ready to buy vehicle-protection products.
Read More →
Humble and Hungry: 12 Rules for an F&I Life
Dustin Gingerich, with a decade in the F&I business under his belt, shares his thoughts on leadership, building trust with customers, and the importance of learning and innovation.
Read More →
Focus on the Opening
F&I managers must learn as much as possible about their customers, starting before they walk into their offices. The bulk of today’s consumers expect that, and good results will follow.
Read More →
F&I Reaches for the Sky
The increasingly important profit center continued making gains in the first quarter, according to StoneEagle data, ancillary products proving more popular as consumers hold onto their buys longer.
Read More →
Timing the Market Can Hurt Long-Term Program Performance
For dealer-owned reinsurance entities, avoiding volatility entirely can mean falling behind inflation and missing market rebounds that drive long term surplus growth. Missing just a handful of strong market days can materially impact cumulative returns—an important reminder for long horizon trust and investment strategies.
Read More →
The 90/10 Rule
In this video, Ryan Ruff explains the rule that elite sales professionals use to turn ordinary conversations into unforgettable customer experiences.
Read More →
Your Office Is Talking
What’s the atmosphere saying about you to your customers? You can make minor adjustments and additions that transform your space into one that creates trust with the people on the other side of the desk.
Read More →
F&I Training Fundamentals
How can auto dealerships help F&I managers fulfill their vital role in the most effective ways? Industry expert Rick McCormick shares his insights on the best ways to train these professionals and help them maintain good habits.
Read More →
Not Just Any Tire Will Do
More consumers and businesses are opting for all-season options for various reasons as safety, sustainability and convenience push practical change.
Read More →