CreditMiner Adding 3Screen and 3Qual to Basis F&I Platform
The new feature allows the firm's BASIS F&I platform to prescreen or prequalify consumers against all three credit bureaus and receive a full file return, according to the company.
DOWNERS GROVE, Ill. — CreditMiner announced today that its BASIS F&I platform will now be able to prescreen or prequalify consumers against all three credit bureaus and receive a full file return. The company refers to the new feature as 3Screen and 3Qual.
“The type of consumer engagement CreditMiner allows for its dealers completely shifts the credit paradigm by allowing credit to be moved to the front of the transaction," said Don O'Neil, general manager of CreditMiner. "This type of engagement gives the dealer an advantage in capturing vehicle finance transaction."
CreditMiner's BASIS F&I platform is designed to give dealers the ability to prescreen or prequalify consumers at any point of the transaction, whether it’s in a physical storefront or through a digital mean of consumer engagement. BASIS allows a dealer to go from initial contact, full credit inquiries, full compliance and funding while never collecting or becoming the fiduciary of the clients’ key identifiers, according to the company.
“What has continued to separate us from any other player in the space is not just technology or bureau relationships, it is our ability to create and deliver products that are dealer driven,” O’Neil said. “Understanding the day-to-day trials a dealer goes through to capture profitability is our edge, because we come from the dealer operational space.”
CreditMiner will be demonstrating its technology at the 2016 National Auto Dealers Association Convention and Expo in Las Vegas.
More F&I

Smaller Loans, Longer Terms
The youngest generation of car buyers is more likely to finance less expensive vehicles, more than half of generation Z consumers borrowing less than $25,000.
Read More →
New Lifetime Battery F&I Product Meant to Drive Dealer Traffic
EFG Cos. offering is intended to create lifetime auto dealer engagement with customers.
Read More →
The Psychology Behind Menus That Increase Add-On Sales
There is a science to crafting a menu that gives customers confidence in the choices presented, and moving the process outside the F&I office can further boost results.
Read More →
Why Your F&I PVR Is Misleading You
Here’s a handy checklist of the numbers to track in 2026 instead.
Read More →
Auto Consumer Anxiety Presents Opportunity
A survey of U.S. drivers found the majority are concerned about finances and the economy, but those fears make many ready to buy vehicle-protection products.
Read More →
Humble and Hungry: 12 Rules for an F&I Life
Dustin Gingerich, with a decade in the F&I business under his belt, shares his thoughts on leadership, building trust with customers, and the importance of learning and innovation.
Read More →
Focus on the Opening
F&I managers must learn as much as possible about their customers, starting before they walk into their offices. The bulk of today’s consumers expect that, and good results will follow.
Read More →
F&I Reaches for the Sky
The increasingly important profit center continued making gains in the first quarter, according to StoneEagle data, ancillary products proving more popular as consumers hold onto their buys longer.
Read More →
What Market Timing Mistakes Mean for Your Reinsurance Program
When volatility hits, dealer-owned reinsurance programs face a familiar temptation: pull back and wait for calmer waters. New data from BOK Financial shows why that instinct can quietly cost you years of surplus growth.
Read More →
The 90/10 Rule
In this video, Ryan Ruff explains the rule that elite sales professionals use to turn ordinary conversations into unforgettable customer experiences.
Read More →