FI showroom red and grey logo
MenuMENU
SearchSEARCH

Fatal Crashes Involving Young Drivers Down

Steep fall in 20 years credited to new programs and policies, including graduated licenses.

October 20, 2023
Fatal Crashes Involving Young Drivers Down

Members of the younger cohort are less likely to drive now than 20 years ago, but the group said that fact accounts for a small part of the decrease.

IMAGE: Pexels/Elijah O'Donnell

2 min to read


Newly released research shows that fatal crashes involving young drivers have fallen nearly 40% in the 20 years ended in 2022.

The dramatic decrease came thanks to several programs and policies that have been put in place across the country, said the Governors Highway Safety Association, which compiled the data and recommended a sixth program to build on the gains.

Ad Loading...

The association said fatal crashes involving drivers younger than 21 fell 38% in the 20-year period and improved in all but three states and Washington, D.C. They increased nearly 8% for drivers 21 and older during the same period. It said young drivers are almost four times more likely to be involved in fatal crashes but that the fatality rate fell steeply. Deaths of young drivers dropped about 45% while they rose 11% for drivers 21 and older.

Members of the younger cohort are less likely to drive now than 20 years ago, but the group said that fact accounts for a small part of the decrease.

“Young drivers are the riskiest age group on the road, and the reasons are straightforward – immaturity and inexperience,” said report author and association Senior Director of External Engagement Pam Shadel Fischer, whom it described as a national teen-driver safety expert.

Fischer pointed out that human brains aren’t fully developed at the younger driving ages, particularly the areas that control risk assessment and decision-making to help prevent crashes, and the consequences affect all age groups.

“In 2021, 63% of the people killed in crashes involving a young driver were their passengers, occupants of other vehicles or pedestrians or bicyclists,” she said.

Ad Loading...

The group credits five advancements for the improvements in young-driver safety: graduated driver license programs; parents’ involvement in monitoring and coaching young drivers; driver-education; peer-to-peer traffic safety education; and safer vehicles, including technologies like blind-spot monitors and lane-keeping assistance.

It recommends building on those policies and programs and adding training on the newer vehicle technologies to driver education.

DIG DEEPER: IIHS: Cameras, Telematics Could Shed Light on Driver Cell Use

Topics:F&I

Originally posted on Auto Dealer Today

More F&I

Insurance contract signature page with black inkpen on top
F&I•by Hannah Mitchell•September 22, 2026

Gitty Up on Gap

The foundational finance-and-insurance product hasn’t kept up with the latest conditions for auto dealers. Is the time ripe?

Read More →
Easycare White paper cover See how AI-powered coaching can turn F&I customer conversations into actionable insights that support compliance, performance and profitability
Sponsored•September 8, 2026

How AI-Powered Coaching Is Transforming F&I Performance

See how AI-powered coaching can turn F&I customer conversations into actionable insights that support compliance, performance and profitability

Read More →
Assurant, Sell Value Build Trust, F&I Series, Expert Trainer Trent White
F&I•September 2, 2026

Sell Value, Build Trust

In this video, Trent White explains why selling on value, not fear, builds lasting customer trust, reduces cancellations, and drives long-term success.

Read More →
Ad Loading...
2026 StoneEagle summary
F&I•by Hannah Mitchell•August 31, 2026

F&I Sales Give Dealers First-Half Lift

Product business shored up total profits to avoid an overall revenue tanking as product penetrations held steady, StoneEagle reported.

Read More →
man with white hair and glasses delivering a speech standing next to a podium
F&I•by Lauren Lawrence•August 31, 2026

Targeted Training Drives Results

Today’s technology, instead of threatening F&I managers, can actually make them better, according to an industry veteran who’s watched market setbacks roil the unprepared.

Read More →
Man's hand holding pen over a paper document
F&I•by Justin B. Gasman•August 20, 2026

Double the Change, Double the Chance

When an F&I manager gets a customer refusal, it’s a wise move to tweak more than one thing in the product offering.

Read More →
Ad Loading...
Laptop computer, tablet, calculator and notebook on a desk
F&I•by John Tabar•August 20, 2026

Just Do It

F&I managers need training, but instead of resisting application or expecting perfection, they should improve by simply acting on what they learn.

Read More →
stacks of coins, a calculator, paperwork, and a pair of glasses in the background, text Lender Experience Drives Dealer Decisions, F&I and Showroom
Auto Finance•by Lauren Lawrence•August 12, 2026

Dealer Lender Preferences Revealed

When lenders provide consistent, fast service, their overall satisfaction scores with dealers greatly improve, according to JD Power research.

Read More →
Leading with Purpose thumbnail. Trent white pictured in front of titled graphic.
F&I•August 5, 2026

Leading with Purpose

In this video, Trent White explains how understanding your people’s 'why' is a key leadership responsibility of F&I professionals and how that mindset drives dealership engagement, trust and performance.

Read More →
Ad Loading...
Photo of a keyring with mltiple keys, including a car key fob, on a white surface
F&I•July 15, 2026

Integrating Nontraditional F&I Products

The niche presents a strategic advantage for auto dealerships as they move to adapt to fast-changing consumer expectations in today’s market.

Read More →