USEA Adds Esignature Feature
US Equity Advantage has added a suite electronic enrollment features to its biweekly F&I service.
ORLANDO, Fla. — US Equity Advantage has launched an esignature feature for enrollment in its biweekly payment F&I service designed to help dealerships meet consumer demand for a high-tech, high-touch car-buying experience.
“Our new esignature feature will appeal to today’s tech-savvy consumers who are accustomed to paying for purchases and depositing checks from their smart phones,” said Robert Steenbergh, CEO of US Equity Advantage. “Electronic submission of enrollment forms is also more efficient, saving time for both the consumer and the dealer.”
AutoPayPlus is an F&I service designed to allow dealers to help car buyers better afford their loan payment, purchase additional F&I products, trade out earlier and return to the dealer in a positive equity position. For dealerships using menu software systems in which USEA is integrated, enrollment in AutoPayPlus can now be paperless. Dealers who are not integrated will still benefit from faster submissions using the esignature feature, according to the company.
“With all the disruptive business models out there focused on commoditizing auto sales, the personal relationship with the dealer is becoming lost,” said Steenbergh. “Our new paperless enrollment process allows dealers to offer a high-tech method that today’s consumers expect while providing a positive experience that enhances their opinion of the dealership and increases retention for trade-in and repeat business.”
More F&I

Smaller Loans, Longer Terms
The youngest generation of car buyers is more likely to finance less expensive vehicles, more than half of generation Z consumers borrowing less than $25,000.
Read More →
New Lifetime Battery F&I Product Meant to Drive Dealer Traffic
EFG Cos. offering is intended to create lifetime auto dealer engagement with customers.
Read More →
The Psychology Behind Menus That Increase Add-On Sales
There is a science to crafting a menu that gives customers confidence in the choices presented, and moving the process outside the F&I office can further boost results.
Read More →
Why Your F&I PVR Is Misleading You
Here’s a handy checklist of the numbers to track in 2026 instead.
Read More →
Auto Consumer Anxiety Presents Opportunity
A survey of U.S. drivers found the majority are concerned about finances and the economy, but those fears make many ready to buy vehicle-protection products.
Read More →
Humble and Hungry: 12 Rules for an F&I Life
Dustin Gingerich, with a decade in the F&I business under his belt, shares his thoughts on leadership, building trust with customers, and the importance of learning and innovation.
Read More →
Focus on the Opening
F&I managers must learn as much as possible about their customers, starting before they walk into their offices. The bulk of today’s consumers expect that, and good results will follow.
Read More →
F&I Reaches for the Sky
The increasingly important profit center continued making gains in the first quarter, according to StoneEagle data, ancillary products proving more popular as consumers hold onto their buys longer.
Read More →
What Market Timing Mistakes Mean for Your Reinsurance Program
When volatility hits, dealer-owned reinsurance programs face a familiar temptation: pull back and wait for calmer waters. New data from BOK Financial shows why that instinct can quietly cost you years of surplus growth.
Read More →
The 90/10 Rule
In this video, Ryan Ruff explains the rule that elite sales professionals use to turn ordinary conversations into unforgettable customer experiences.
Read More →