FI showroom red and grey logo
MenuMENU
SearchSEARCH

W.Va. Dealer Files Federal Suit Over Birth Control

Joe Holland Chevrolet files federal suit requesting exemption from the Affordable Care Act's requirement that it offer an option of the “morning-after pill” to employees.

by Staff
June 27, 2013
2 min to read


CHARLESTON, W.Va. — Days before his dealership is forced to start following Obama’s Affordable Care Act, Joe Holland is asking a federal district court to exempt his operation from having to offer certain birth control in his Chevrolet franchise’s insurance packages.

The Charleston, W.Va.-based car dealer claims his business is rooted in Christian beliefs and opposes the “morning after pill.” Holland’s attorney Jeremy Dys told WSAZ in a Skype interview Tuesday that the government’s new healthcare law would penalize Holland for “simply doing business according to his values.”

Ad Loading...

Holland isn’t against birth control, Dys added, just ones that are used after conception. “He has no objections to contraceptions that don’t take the life of a developing human,” Dys said.

In the lawsuit, filed on June 21 with United States District Court for the Southern District of West Virginia, Holland is suing various agencies and individuals who serve the U.S Department of Health and Human Services, U.S. Department of Labor and the Department of the Treasury. The complaint claims the defendants have full knowledge that many organizations and business owners share the same beliefs as Holland but “have issued regulations imposing the government mandate on such citizens and organizations and requiring them to provide the objectionable coverage [the mandate].”

Pamela Van Horn, a spokesperson for the West Virginia Planned Parenthood, told WSAZ on the phone Tuesday the mandate comes as welcome news for pro-choice advocates.

“Women should have access to all forms of birth control, whether it be condoms, the pill, the patch, an IUD or even a high-dose birth control pill, what we call the ‘morning after pill,’ which does not end pregnancy but prevents it,” Van Horn said.

The suit references “the possibility of a narrow exemption” for certain religious employers, including organizations that operate as churches or employ people who share similar religious believes. The complaint acknowledges the exception may not extend to the dealership, but it does point out that the final rule does not impose constraints on the government’s ability to exempt organizations from certain requirements.

Ad Loading...

The dealership also claims in its suit that the mandate prohibits its rights to the First Amendment.

If Holland refuses to follow the mandate, the dealership could face steep fines. Holland’s lawyers told WSAZ the fine is $100 per day per employee. So with 150 employees, Holland could be responsible for up to $15,000 per day.

—    Broc Smith

More F&I

Laptop computer, tablet, calculator and notebook on a desk
F&Iby John TabarAugust 20, 2026

Just Do It

F&I managers need training, but instead of resisting application or expecting perfection, they should improve by simply acting on what they learn.

Read More →
stacks of coins, a calculator, paperwork, and a pair of glasses in the background, text Lender Experience Drives Dealer Decisions, F&I and Showroom
Auto Financeby Lauren LawrenceAugust 12, 2026

Dealer Lender Preferences Revealed

When lenders provide consistent, fast service, their overall satisfaction scores with dealers greatly improve, according to JD Power research.

Read More →
Leading with Purpose thumbnail. Trent white pictured in front of titled graphic.
F&IAugust 5, 2026

Leading with Purpose

In this video, Trent White explains how understanding your people’s 'why' is a key leadership responsibility of F&I professionals and how that mindset drives dealership engagement, trust and performance.

Read More →
Ad Loading...
Photo of a keyring with mltiple keys, including a car key fob, on a white surface
F&IJuly 15, 2026

Integrating Nontraditional F&I Products

The niche presents a strategic advantage for auto dealerships as they move to adapt to fast-changing consumer expectations in today’s market.

Read More →
Photo of businessman's hands holding eyeglasses at a desk
F&Iby Rick McCormickJuly 7, 2026

Trust Is Personal

Technology, no matter how efficient, can’t replace what the human F&I manager can do, which is to bridge the divide between cyberspace and the in-store experience.

Read More →
Photo of executive in a sports coat and glasses
Industryby StaffJuly 2, 2026

Amplify 2026 Billed as Turning Innovation Into Results

Reynolds and Reynolds says its annual retail summit will connect dealers with practical strategies, peer insight, and technology-driven ideas.

Read More →
Ad Loading...
Woman standing on stage smiling.
F&Iby Lauren LawrenceJuly 1, 2026

Own Your Outcome: F&I in the Digital Customer Journey

Finance has historically been the last step in the car-buying process, but it doesn’t have to be. The customer’s journey starts long before they arrive at the dealership, and so should F&I’s involvement.

Read More →
$100 bill and magnifying glass on top of paper that says insurance policy terms and conditions.
F&Iby Lauren LawrenceJune 29, 2026

Tariffs Could Raise Insurance Premiums

As U.S. import tariffs affect repair costs, consumers might find it more affordable to replace a damaged vehicle, according to recent Insurify tariff analysis.

Read More →
Red toy car sitting on top of coins.
Auto Financeby Lauren LawrenceJune 24, 2026

Smaller Loans, Longer Terms

The youngest generation of car buyers is more likely to finance less expensive vehicles, more than half of generation Z consumers borrowing less than $25,000.

Read More →
Ad Loading...
Under the hood of a Toyota Prius EV Hybrid car.
F&Iby StaffJune 15, 2026

New Lifetime Battery F&I Product Meant to Drive Dealer Traffic

EFG Cos. offering is intended to create lifetime auto dealer engagement with customers.

Read More →