Enhancing Lives
Focusing on enriching others, whether customers or colleagues, will get you far.

A key aspect of being a professional is treating all people the same.
Pexels/Engin Akyurt
“If you want to improve your world, then focus your attention on helping others.” – John C. Maxell
All professionals enhance those around them. That is what makes them professionals! Going the extra mile and thinking ahead to be prepared for the future is the fabric of champions. Another key aspect to being a professional is how we treat people. We must treat all people the same. Whether someone is our internal customer or external customer, we can focus on ways to enrich their lives.
Enhance Those Around You
The F&I master has always been viewed as someone to increase the profits of the dealership. When I was a salesperson, the persona of the F&I master was someone too important to be interrupted or bothered with my concerns. Leave them alone was the mantra. However, the evolution of purchasing a vehicle now demands a seamless process from sales to finance. The walls between what have been viewed as two departments must be brought down. They must now work together to gain the trust and confidence of customers.
When you learn something new about vehicles that will help you build value in your products, share that information. It will increase your passion for your products and provide a foundation you can build on. The finance master doesn’t need others to sell the value of the products, just to believe in them. When knowledge is increased, belief and passion are built. Get involved early in deals. It will make the customer feel more appreciated and help to sell more vehicles. Occasionally, invite a sales professional to sit in with you so he or she can see you helping and enhancing customers’ experience. Seeing is believing; the more a salesperson sees you working diligently to help customers, the more you’ll be appreciated for what you do. I hear those walls falling!
Enhance Those in Front of You
The opportunity to handle the final step in the vehicle purchasing process is a privilege through which we can distinguish ourselves and our dealerships as different. Customers think we are going to try and sell them products they don’t want and need. And they feel that if they say no, we will use the type of sales pressure that would make time-share salespeople blush! The conversation is entirely different if they encounter someone interested in them who seeks to understand their unique situations. And the perception will be that we are seeking to enhance their future, not jeopardize it. Begin by asking probing open-ended questions so that they talk, and we listen. Be genuinely interested in each and every customer. You cannot fake genuine. And the customer can tell right away the difference between selling and helping. Seek to understand, not to be understood.
As we seek to understand our customer, we are going to discover “you told me earlier” points of reference. In order to use those points, we first have to establish a connection and build a level of trust. Trust is built by a comfortable process and sharing information that can be proven by third-party resources. What is your service department labor rate today compared to five years ago? What have other customers recently paid for repairs? This can motivate customers to protect themselves and lock in the cost of future repairs before they increase. There is ample proof of these facts both online and in your dealership. Customers love and seek insight and information on which they can base their decisions. Give it to them!
We don’t sell products; we enhance lives—both those around us and those in front of us. We are privileged to participate in this valuable and noble exercise every day.
Rick McCormick is national director of training for Reahard & Associates.
More F&I

Why Your F&I PVR Is Misleading You
Here’s a handy checklist of the numbers to track in 2026 instead.
Read More →
Auto Consumer Anxiety Presents Opportunity
A survey of U.S. drivers found the majority are concerned about finances and the economy, but those fears make many ready to buy vehicle-protection products.
Read More →
Humble and Hungry: 12 Rules for an F&I Life
Dustin Gingerich, with a decade in the F&I business under his belt, shares his thoughts on leadership, building trust with customers, and the importance of learning and innovation.
Read More →
Focus on the Opening
F&I managers must learn as much as possible about their customers, starting before they walk into their offices. The bulk of today’s consumers expect that, and good results will follow.
Read More →
F&I Reaches for the Sky
The increasingly important profit center continued making gains in the first quarter, according to StoneEagle data, ancillary products proving more popular as consumers hold onto their buys longer.
Read More →
Timing the Market Can Hurt Long-Term Program Performance
For dealer-owned reinsurance entities, avoiding volatility entirely can mean falling behind inflation and missing market rebounds that drive long term surplus growth. Missing just a handful of strong market days can materially impact cumulative returns—an important reminder for long horizon trust and investment strategies.
Read More →
The 90/10 Rule
In this video, Ryan Ruff explains the rule that elite sales professionals use to turn ordinary conversations into unforgettable customer experiences.
Read More →
Your Office Is Talking
What’s the atmosphere saying about you to your customers? You can make minor adjustments and additions that transform your space into one that creates trust with the people on the other side of the desk.
Read More →
F&I Training Fundamentals
How can auto dealerships help F&I managers fulfill their vital role in the most effective ways? Industry expert Rick McCormick shares his insights on the best ways to train these professionals and help them maintain good habits.
Read More →
Not Just Any Tire Will Do
More consumers and businesses are opting for all-season options for various reasons as safety, sustainability and convenience push practical change.
Read More →